106 W Albemarle St, Edenton, NC 27932 Property Records

Chowan County property record for 106 W Albemarle St, Edenton, NC 27932

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 1920
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Apr 2023)
Tax Bill	$1,140 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`780519607430`

Property Details

APN / Parcel Number

Primary APN	`780519607430`
Alternative APNs	`28219` `51608`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,371 sqft
Attic	Attic
Attic Area	608 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	156 ft deep x 67 ft wide

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	51608
Street Address	106 W ALBEMARLE ST
City	EDENTON
State	NC
Zip	27932-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	106 W ALBEMARLE ST
Legal Subdivision	TOWN-01
Jurisdiction	CHOWAN NC
Township / Civil Division	1, EDENTON
Census Block Group	3
Census Block	3037
Census Tract	930101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edenton Historic District listed 1973 · 21 contributing resources · NRIS 73001316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

106 W Albemarle St is owned by two individuals who bought it in April 2023.

Source: Chowan County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3945 MECHANICSVILLE RD, WHITEHALL, PA 18052-3323
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage SOUTHERN BANK & TRUST CO
Apr 4, 2023	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Prior Sale	May 11, 2001 · Amount on File
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOWAN NC
Property Address	106 W ALBEMARLE ST, EDENTON, NC 27932-1802
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37995 BEACH RD, COLTONS POINT, MD 20626-2139

Mortgage

Document Number	000567/751
Date	Mar 1, 2023
Book Page	567/751
Instrument	424915

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	EDENTON, NC 27932

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHOWAN NC
Recording Date	Apr 4, 2023
Property Address	106 W ALBEMARLE ST, EDENTON, NC 27932-1802
Document Number	000568/799
Book / Page	568 / 799
Map Reference	MB 273 PG 464
Instrument Date	Apr 3, 2023
Instrument	425129
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37995 BEACH RD, COLTONS POINT, MD 20626-2139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W ALBEMARLE ST, EDENTON, NC 27932-1802

Mortgage

Document Number	0000425130
Date	Apr 4, 2023
Instrument	425130

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 106 W Albemarle St was $1,140, up 0.6% from the year before.

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Municipality	Edenton Town
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,140.00 (+0.62%)	$95,036 (-3.58%) Land $10,800 Building $84,236	$95,036 (-3.58%) Land $10,800 Building $84,236
2025	$1,133.00	$98,565 Land $10,800 Building $87,765	$98,565 Land $10,800 Building $87,765
2023	$1,079.00 (+4.96%)	$98,565 (+4.96%) Land $10,800 Building $87,765	$98,565 (+4.96%) Land $10,800 Building $87,765
2022	$1,028.00	$93,909 Land $10,800 Building $83,109	$93,909 Land $10,800 Building $83,109

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 W Albemarle St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1999–2023)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W Albemarle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EDENTON serves 5,500 people · EPA ID NC0421010
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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