106 W Ada St, Sutton, NE 68979 Property Records

Clay County property record for 106 W Ada St, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,092 sqft · built 1964
Lot Size	0.206 acres (8,976 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2019)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3673-00-0-77015-000-8424`

Property Details

APN / Parcel Number

Primary APN	`3673-00-0-77015-000-8424`
Alternative APN	`000842400`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	910 sqft
Finished Basement	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,976 sqft (0.206 acres)
Lot Dimensions	132 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	846 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	288 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 W ADA ST
City	SUTTON
State	NE
Zip	68979-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 1 NORTHERN HEIGHTS ADD SUTTON CITY
Legal Subdivision	NORTHERN HEIGHTS ADD
Legal Lot Number	1
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3024
Census Tract	962100

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 W ADA ST, SUTTON, NE 68979-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Mar 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage CS BANK
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Aug 9, 2013
Deed Document Number	2019325
Deed Book / Page	132 / 211
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Recording Date	Oct 7, 2026
Property Address	106 W ADA ST, SUTTON, NE 68979-2503
Document Number	0000001183
Instrument Date	Sep 9, 2026
Instrument	20261183
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W ADA ST, SUTTON, NE 68979-2503

Mortgage

Document Number	0000001183,
Date	Oct 7, 2026
Instrument	20261183

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	106 W ADA ST, SUTTON, NE 68979-2503
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268/72
Date	Jan 28, 2022
Book Page	268/72
Instrument	2022-00104

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	106 W ADA ST, SUTTON, NE 68979-2503
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W ADA ST, SUTTON, NE 68979-2503

Mortgage

Document Number	000263/104
Date	Mar 10, 2021
Book Page	263/104
Instrument	2021-00298

Lender

Name	CS BANK
Type	Bank
Address	SUTTON, NE 68979

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2036

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	106 W ADA ST, SUTTON, NE 68979-2503
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W ADA ST, SUTTON, NE 68979-2503

Mortgage

Document Number	0000269/73
Date	Apr 18, 2022
Book Page	269/73
Instrument	2022-00438

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Apr 2, 2019
Property Address	106 W ADA ST, SUTTON, NE 68979-2503
Document Number	000132/211
Book / Page	132 / 211
Instrument Date	Apr 1, 2019
Instrument	2019-00325
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ADAMS LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000255/165
Date	Apr 2, 2019
Book Page	255/165
Instrument	2019-00326

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,105 (+9.93%) Land $12,565 Building $199,540	$212,105 (+9.93%) Land $12,565 Building $199,540
2025	$2,798.00 (-10.29%)	$192,950 (+15.4%) Land $6,285 Building $186,665	$192,950 (+15.4%) Land $6,285 Building $186,665
2023	$3,119.00	$167,205 Land $6,285 Building $160,920	$167,205 Land $6,285 Building $160,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Zito Media.

Nearby Properties on W Ada St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures