106 W 3rd St, Yankton, SD 57078 Property Records

Yankton County property record for 106 W 3rd St, Yankton, SD 57078

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,250 sqft · built 1963
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Nov 2005)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`78.230.026.040`

Property Details

APN / Parcel Number

Primary APN	`78.230.026.040`

Interior

Stories	1 Story
Building Area	2,250 sqft Total Area
Basement Area	2,250 sqft
Unfinished Basement	2,250 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Roof Material	Built-Up Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	106 W 3RD ST
City	YANKTON
State	SD
Zip	57078-4321
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LT D S C FARGOS S/D
Legal Subdivision	FARGOS SUBDIVISION
Legal Lot Number	D
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4027
Census Tract	966100

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 W 3RD ST, YANKTON, SD 57078-4321
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Mar 2, 2020	Intrafamily Transfer, Transfer UNKNOWN, YANKTON TITLE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2005 · Amount on Record
Deed Sale	Nov 14, 2005 · Amount on Record
Deed Book / Page	459 / 200
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	106 W 3RD ST, YANKTON, SD 57078-4321
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 RIVER ASPEN RD, YANKTON, SD 57078-6868
Investor	Possibly a Property Investor

Mortgage

Document Number	000552/550
Date	Aug 17, 2020
Book Page	552/550

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Mar 2, 2020
Property Address	106 W 3RD ST, YANKTON, SD 57078-4321
Document Number	000549/464
Book / Page	549 / 464
Map Reference	MB G PG 4
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, YANKTON TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4306 W 8TH ST, YANKTON, SD 57078-6854
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,800 (+15.09%) Land $9,600 Building $68,200	$77,800 Land $9,600 Building $68,200
2025	$1,100.00 (+0.09%)	$67,600 (+7.81%) Land $9,600 Building $58,000
2024	$1,099.00 (-9.25%)
2023		$62,700 Land $8,800 Building $53,900
2022	$1,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Apr 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
South Dakota Wireless Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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