Baldwin County property record for 106 Virginia Cir, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,191 sqft · built 1992 |
| Lot Size | 0.264 acres (11,527 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,500 (Apr 2019) |
| Tax Bill | $1,358 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-03-06-0-002-112 |
| Primary APN | 43-03-06-0-002-112 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,191 sqft Heated Area |
| 1st Floor Area | 1,314 sqft |
| Upper Floors Area | 877 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,527 sqft (0.264 acres) |
| Lot Dimensions | 127 ft deep x 90.1 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 317417 |
|---|---|
| Street Address | 106 VIRGINIA CIR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-7412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90.1' X 127.94 IRR LOT 54 UNIT 29 LAKE FOREST SUBD AND THATPT OF LOT 55 DESC AS BEG AT THE SW COR OF SD LOT RUN THN E 125.73' |
| Legal Subdivision | LAKE FOREST |
| Legal Block | U-29 |
| Legal Lot Number | 54-55 |
| Legal Unit | 29 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10711 |
106 Virginia Cir is owned and occupied by an individual who bought it in April 2019.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 VIRGINIA CIR, DAPHNE, AL 36526-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Apr 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2019 · Amount on File |
| Deed Sale | Apr 4, 2019 · Amount on File |
| Prior Sale | Sep 24, 2013 |
| Deed Document Number | 20191752234 |
| Prior Transfer Date | Dec 10, 2004 |
| Prior Transfer Doc | 0000874057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 106 VIRGINIA CIR, DAPHNE, AL 36526-7412 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001874389 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 1874389 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 4, 2019 |
| Property Address | 106 VIRGINIA CIR, DAPHNE, AL 36526-7412 |
| Document Number | 0001752234 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 1752234 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 106 VIRGINIA CIR DAPHNE AL 365267412, DAPHNE, AL 36526-7412 |
| Document Number | 1752235 |
|---|---|
| Date | Apr 4, 2019 |
| Instrument | 1752235 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2049 |
The 2026 property tax bill for 106 Virginia Cir was $1,358 with a homeowner's exemption, down 0.8% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,358.00 (-0.8%) Homeowner's exemption | ||
| 2025 | $1,369.00 | $30,740 Land $1,620 Building $29,120 | $307,300 Land $16,100 Building $291,200 |
| 2023 | $1,124.00 (+17.82%) Homeowner's exemption | $25,420 (+9.38%) | $254,100 (+9.43%) Land $16,800 Building $237,300 |
| 2022 | $954.00 (+12.1%) Homeowner's exemption | $23,240 | $232,200 Land $16,500 Building $215,700 |
| 2021 | $851.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Virginia Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Virginia Cir is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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