106 Upper Reservoir Rd, Lonepine, MT 59848 Property Records

Sanders County property record for 106 Upper Reservoir Rd, Lonepine, MT 59848

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,375 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$813,960 (Jan 2026)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2015 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R3524135`

Property Details

APN / Parcel Number

Primary APN	`R3524135`
Alternative APNs	`35-3345-21-1-01-40-0000` `0000019581`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,375 sqft Living Area
1st Floor Area	1,988 sqft
Attic	Attic
Attic Area	387 sqft
Basement Area	192 sqft
Finished Basement	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Terrain	Wooded
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000019581
Street Address	106 UPPER RESERVOIR RD
City	LONEPINE
State	MT
Zip	59848-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S21, T23 N, R24 W, C.O.S. 2455, 3902, PARCEL 2A, ACRES 10, HEIGEGGER EST N2 & W2NE INCL MTG TR
Legal Range	24W
Legal Township	23N
Legal Section	21
Legal Subdivision	C O S 3902
Legal Tract	2
Legal Lot Number	2
Jurisdiction	SANDERS MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2025
Census Tract	940300

Owner

Source: Sanders County records · APN R3524135

Assessment roll updated September 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 UPPER RESERVOIR RD, LONEPINE, MT 59848-9733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2015	Warranty Deed, Transfer FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Dec 11, 2024
Deed Document Number	2026339028
Prior Transfer Date	Nov 14, 2024
Prior Transfer Doc	0000334435
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Jan 22, 2026
Property Address	106 UPPER RESERVOIR RD, LONEPINE, MT 59848-9733
Document Number	0000339028
Instrument Date	Jan 21, 2026
Instrument	339028
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TTL AGCY OF LAKE CN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 135, LIMA, MT 59739-0135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 UPPER RESERVOIR RD, LONEPINE, MT 59848-9733

Mortgage

Document Number	0000339029
Date	Jan 22, 2026
Instrument	339029

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Apr 10, 2015
Property Address	106 UPPER RESERVOIR RD, LONEPINE, MT 59848-9733
Document Number	0001/82307
Book / Page	1 / 82307
Instrument Date	Apr 09, 2015
Instrument	299473
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 762, RONAN, MT 59864-0762

Mortgage

Document Number	0000299475
Date	Apr 10, 2015
Instrument	299475

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sanders County records · Assessment roll updated September 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Hot Springs K-12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,003.00 (-28.89%) Homeowner's exemption	$598,400 (+41.57%)	$598,400 (+41.57%) Land $89,600 Building $508,800
2023	$4,223.00	$422,691	$422,691 Land $36,691 Building $386,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 14, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Springs Telephone Company Fixed Wireless	100 / 50
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 1 locations within half a mile of this property.

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