106 Union Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 106 Union Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,570 sqft · built 1905
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,000 (Sep 2025)
Tax Bill	$10,488 (2025)
Deeds & Mortgages	Sep 2025 Sale Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`10-00127-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`10-00127-0000-00006`
Alternative APN	`100012700006`

Interior

Stories	2 Stories
Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	106 UNION AVE
City	MIDDLESEX
State	NJ
Zip	08846-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	100X150.02 7
Legal Subdivision	EAST BOUND BROOK
Legal Block	127
Legal Lot Number	6
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3007
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed, Transfer COASTAL TITLE, COASTAL TITLE AGENCY
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 15, 2020	Loan Modification, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS
Aug 3, 2017	Grant Deed, Transfer · FHA Mortgage MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Oct 1, 2024 · Amount on Record
Deed Document Number	202557109
Deed Book / Page	19829 / 38
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 22, 2025
Property Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040
Document Number	0000057109
Book / Page	19829 / 38
Instrument Date	Sep 12, 2025
Instrument	2025057109
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$4,357.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 346 WEST HIFH STREET, BOUND BRK, NJ 08805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040

Mortgage

Document Number	0000151930
Date	Dec 16, 2021
Book Page	18748/1565
Instrument	2021151930

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040
Document Number	0000070176
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 UNION AVE MIDDLESEX NJ 088461040, MIDDLESEX, NJ 08846-1040

Mortgage

Document Number	0000070176
Date	Aug 4, 2020
Book Page	017970/001682
Instrument	70176

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040
Document Number	0000070175
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 UNION AVE MIDDLESEX NJ 088461040, MIDDLESEX, NJ 08846-1040

Mortgage

Document Number	0000070175
Date	Aug 4, 2020
Book Page	017970/001672
Instrument	70175

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 3, 2017
Property Address	106 UNION AVE, MIDDLESEX, NJ 08846-1040
Document Number	0000013174
Book / Page	007020 / 000297
Instrument Date	Jun 8, 2017
Instrument	13174
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 UNION AVE MIDDLESEX NJ 088461040, MIDDLESEX, NJ 08846-1040

Mortgage

Document Number	16802
Date	Aug 3, 2017
Book Page	016849/000444
Instrument	16802

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,700 (+4.85%) Land $157,900 Building $360,800	$518,700 (+4.85%) Land $157,900 Building $360,800
2025	$10,488.00 (+14.31%)	$494,700 (+24.77%) Land $157,900 Building $336,800	$494,700 (+24.77%) Land $157,900 Building $336,800
2024	$9,175.00 (+14.82%)
2023		$396,500 Land $157,900 Building $238,600	$396,500 Land $157,900 Building $238,600
2022	$7,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, Xfinity.

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