St. Charles County property record for 106 Tuscany Trace Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,989 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $630,000 (Jan 2026) |
| Tax Bill | $6,503 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T080800261 |
| Primary APN | T080800261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,989 sqft Living Area |
| Gross Area | 5,138 sqft |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 1,738 sqft |
| Finished Basement | 1,303 sqft |
| Unfinished Basement | 435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 562 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T080800261 |
|---|---|
| Street Address | 106 TUSCANY TRACE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TUSCANY LOT 25 |
| Legal Subdivision | TUSCANY |
| Legal Lot Number | 25 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 311001 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Jan 14, 2026 · Amount on Record |
| Deed Document Number | 20262098 |
| Prior Transfer Date | Sep 19, 2011 |
| Prior Transfer Doc | 0056460287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 106 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 106 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239 |
| Document Number | 0000002195 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022R-002195 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 14, 2026 |
| Property Address | 106 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239 |
| Document Number | 0000002098 |
| Map Reference | MB 44 PG 143 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026R-002098 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 AMEREN WAY APT 502, 502, BALLWIN, MO 63021-3319 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 106 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4239 |
| Document Number | 0000002099 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026R-002099 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,325 (-) | $596,448 (-) Building $596,448 | |
| 2025 | $6,503.00 | $113,325 (+3.46%) | $596,448 (+3.46%) |
| 2023 | $109,531 | ||
| 2022 | $576,479 Land $80,000 Building $496,479 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 36 (1978–2019) |
| Claims Outside the SFHA | 6 of 36 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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