Middlesex County and Lowell City property record for 106 Tower Dr, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,340 sqft · built 1995 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,900 (Feb 2001) |
| Tax Bill | $7,340 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | J03115 |
| Primary APN | J03115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 4,214 sqft |
| 1st Floor Area | 834 sqft |
| Attic | Attic |
| Attic Area | 834 sqft |
| Basement Area | 834 sqft |
| Unfinished Basement | 834 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | J03115 |
|---|---|
| Street Address | 106 TOWER DR |
| City | LOWELL |
| State | MA |
| Zip | 01854-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 5745 |
| Legal Lot Number | 106 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310601 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 TOWER DR, LOWELL, MA 01854-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Nov 25, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2001 · Amount on Record |
| Deed Sale | Feb 28, 2001 · Amount on Record |
| Prior Sale | Jan 17, 1996 · Amount on Record |
| Last Transfer Date | Nov 23, 2020 |
| Transfer Doc | 34967-245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 106 TOWER DR, LOWELL, MA 01854-1353 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 036648-143 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 36648/143 |
| Instrument | 73714 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 25, 2020 |
| Property Address | 106 TOWER DR, LOWELL, MA 01854-1353 |
| Document Number | 34967-245 |
| Book / Page | 034967 / 000245 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 61086 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 TOWER DR LOWELL MA 01854, LOWELL, MA 01854 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,340.00 (+7.81%) | $646,700 (+9.06%) Land $205,300 Building $441,400 | $658,001 (+1.98%) |
| 2025 | $6,808.00 (-1.58%) | $593,000 (+2.1%) Land $191,900 Building $401,100 | $645,240 (+6.57%) |
| 2024 | $6,917.00 (+5.68%) | $580,800 (+10.21%) Land $179,500 Building $401,300 | $605,435 |
| 2023 | $6,545.00 | $527,000 Land $156,000 Building $371,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1981–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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