106 Timber Ridge Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 106 Timber Ridge Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,318 sqft · built 2024
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$2,246 (2025)
Deeds & Mortgages	May 2025 Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057 234`

Property Details

APN / Parcel Number

Primary APN	`057 234`
Alternative APNs	`104482` `990997`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,318 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	600 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	990997
Street Address	106 TIMBER RIDGE DR
City	TOCCOA
State	GA
Zip	30577-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 40 SEC C PH 3 UNIT 1 CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Phase	3
Legal Block	1
Legal Lot Number	40
Legal Unit	1
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4013
Census Tract	970202

Owner

106 Timber Ridge Dr is owned and occupied by an individual who acquired it in March 2024.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	106 TIMBER RIDGE DR, TOCCOA, GA 30577-2671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Mar 21, 2024	Warranty Deed, Transfer
Jun 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024
Deed Sale	Mar 21, 2024
Prior Sale	Jun 4, 2021 · Amount on File
Deed Book / Page	1360 / 398
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	106 TIMBER RIDGE DR, TOCCOA, GA 30577-2671
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 TIMBER RIDGE DR, TOCCOA, GA 30577-2671

Mortgage

Document Number	0014050000000027
Date	May 1, 2025
Book Page	0000001405/0000000027

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 21, 2024
Property Address	106 TIMBER RIDGE DR, TOCCOA, GA 30577-2671
Document Number	0013600398
Book / Page	1360 / 398
Instrument Date	Mar 15, 2024
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 TIMBER RIDGE DR, TOCCOA, GA 30577-2671

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 4, 2021
Property Address	106 TIMBER RIDGE DR, TOCCOA, GA 30577-2671
Document Number	0012540503
Book / Page	1254 / 503
Instrument Date	Jun 4, 2021
Instrument	2021-000845
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 BEASLEY RD, GRIFFIN, GA 30223-6428

Tax Assessment & Valuation

The 2025 property tax bill for 106 Timber Ridge Dr was $2,246 with exemptions applied.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00 Homeowner's exemption Senior Citizen's exemption	$169,996 Land $13,238 Building $156,758	$424,988 Land $33,094 Building $391,894
2023	$394.00	$13,238 Land $13,238	$33,094 Land $33,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Timber Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Timber Ridge Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: HTC.

Cell Coverage

5G and 4G LTE (outdoors only)

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