106 Thoroughbred Way, Milton, WV 25541 Property Records

Cabell County property record for 106 Thoroughbred Way, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,287 sqft · built 2002
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$266,500 (Apr 2019)
Tax Bill	$1,863 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-12-0089.0000`

Property Details

APN / Parcel Number

Primary APN	`03-12-0089.0000`
Alternative APN	`06-03-12-0089.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,287 sqft Living Area
1st Floor Area	1,952 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 THOROUGHBRED WAY
City	MILTON
State	WV
Zip	25541-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 106 SADDLE BROOKE #1 106 THOROUGHBRED WAY
Legal Subdivision	SADDLE BROOK
Legal Lot Number	106
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	10702

Owner

Source: Cabell County assessment roll, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 THOROUGHBRED WAY, MILTON, WV 25541-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Apr 19, 2019	Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	20196014701
Deed Book / Page	1402 / 518
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	106 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2777/217
Date	May 1, 2020
Book Page	2777/217
Instrument	6060687

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Apr 19, 2019
Property Address	106 THOROUGHBRED WAY, MILTON, WV 25541-9568
Document Number	1402/518
Book / Page	1402 / 518
Map Reference	BK 320 PG 497
Instrument Date	Mar 21, 2019
Instrument	6014701
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,465.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 THOROUGHBRED WAY, MILTON, WV 25541-9568

Mortgage

Document Number	6014702
Date	Apr 19, 2019
Instrument	6014702

Lender

Name	LOANDEPOT COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (+1.14%)	$136,200 (+1.57%) Land $15,120 Building $121,080	$227,000 (+1.57%) Land $25,200 Building $201,800
2023	$1,842.00 (-0.65%)	$134,100 (-) Land $12,480 Building $121,620	$223,500 (-) Land $20,800 Building $202,700
2022	$1,854.00	$134,100 Land $12,480 Building $121,620	$223,500 Land $20,800 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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