Onslow County property record for 106 Thoroughbred Run, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,208 sqft · built 2020 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,061 (2026) |
| Deeds & Mortgages | Mar 2020 Construction Loan Dec 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51B-19 |
| Primary APN | 51B-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 63,162 sqft (1.45 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 437229000 |
|---|---|
| Street Address | 106 THOROUGHBRED RUN |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L38 STALLIONS ACRES P1 |
| Legal Subdivision | STALLIONS ACRES PH1 |
| Legal Lot Number | 38 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 203 |
106 Thoroughbred Run is owned and occupied by an individual.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 THOROUGHBRED RUN, RICHLANDS, NC 28574-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Dec 3, 2020 | Loan Modification, Mortgage FIRST BK |
| Nov 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 106 THOROUGHBRED RUN, RICHLANDS, NC 28574-6006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051350087 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 5135/87 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 106 THOROUGHBRED RUN, RICHLANDS, NC 28574-6006 |
| Document Number | 0053360399 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 106 THOROUGHBRED RUN RICHLANDS NC 285746006, RICHLANDS, NC 28574-6006 |
| Document Number | 0053360399 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 005336/000399 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Nov 28, 2017 |
| Property Address | 106 THOROUGHBRED RUN, RICHLANDS, NC 28574-6006 |
| Document Number | 0047050975 |
| Book / Page | 004705 / 000975 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 THOROUGHBRED RUN RICHLANDS NC 28574, RICHLANDS, NC 28574 |
The 2026 property tax bill for 106 Thoroughbred Run was $2,061.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,061.00 | $481,886 Land $57,600 Building $424,286 | $481,886 Land $57,600 Building $424,286 |
| 2023 | $1,983.00 | $347,811 Land $30,100 Building $317,711 | $347,811 Land $30,100 Building $317,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Thoroughbred Run in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Thoroughbred Run is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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