Barnstable County and Mashpee Town property record for 106 Surf Dr, Mashpee, MA 02649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1983 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Dec 2022) |
| Tax Bill | $4,137 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MASH M:103 B:76 L:0 |
| Primary APN | MASH M:103 B:76 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,416 sqft (0.308 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7536 |
|---|---|
| Street Address | 106 SURF DR |
| City | MASHPEE |
| State | MA |
| Zip | 02649-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 76 |
| Jurisdiction | MASHPEE MA |
| Township / Civil Division | MASHPEE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 15200 |
Source: Barnstable County and Mashpee Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 SURF DR, MASHPEE, MA 02649-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD COOPERATIVE BANK |
| Aug 11, 2020 | Quit Claim Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| May 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG |
| May 1, 2018 | Quit Claim Deed, Transfer EMORTGAGE MGMT |
| Jan 17, 2017 | Quit Claim Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Aug 11, 2020 · Amount on Record |
| Prior Transfer Date | Dec 20, 2022 |
| Prior Transfer Doc | 0001473365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | Dec 21, 2022 |
| Property Address | 106 SURF DR, MASHPEE, MA 02649-3729 |
| Document Number | 0001473365 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 1473365 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 SURF DR, MASHPEE, MA 02649-3729 |
| Document Number | 0001473366 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 1473366 |
| Name | CAPE COD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jan 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | Aug 11, 2020 |
| Property Address | 106 SURF DR, MASHPEE, MA 02649-3729 |
| Document Number | 0001402795 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 1402795 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 SCHOLL AVE WEST YARMOUTH MA 026733538, WEST YARMOUTH, MA 02673-3538 |
| Document Number | 1402796 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 1402796 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Property Address | 106 SURF DR, MASHPEE, MA 02649-3729 |
| Document Number | 0001396866 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 106 SURF DR MASHPEE MA 026493729, MASHPEE, MA 02649-3729 |
| Document Number | 0001396866 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 1396866 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | May 1, 2018 |
| Property Address | 106 SURF DR, MASHPEE, MA 02649-3729 |
| Document Number | 0001345325 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 1345325 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,223.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SURF DR MASHPEE MA 026493729, MASHPEE, MA 02649-3729 |
| Document Number | 1345326 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 1345326 |
| Name | EMORTGAGE MGMT |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | Jan 17, 2017 |
| Property Address | 106 SURF DR, MASHPEE, MA 02649-3729 |
| Document Number | 0001312964 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 1312964 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SURF DR MASHPEE MA 026493729, MASHPEE, MA 02649-3729 |
| Document Number | 1312965 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 1312965 |
| Name | STEARNS LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Mashpee Town |
| Unified School District | Mashpee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,137.00 (+7.45%) | $624,900 (+13.78%) Land $223,800 Building $401,100 | $673,455 |
| 2023 | $3,850.00 | $549,200 Land $209,900 Building $339,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 164 units insured incl. 23 condo units |
| Nearby Flood Claims | 27 (1991–2023) |
| Claims Outside the SFHA | 2 of 27 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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