106 Sunset Ln, Prophetstown, IL 61277 Property Records

Whiteside County property record for 106 Sunset Ln, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.559 acres (24,370 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Jul 2011)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2105251008`

Property Details

APN / Parcel Number

Primary APN	`2105251008`
Alternative APN	`68081`

Exterior

Lot Area	24,370 sqft (0.559 acres)

Location & Zoning

Account Number	68081
Street Address	106 SUNSET LN
City	PROPHETSTOWN
State	IL
Zip	61277-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET ACRES LOT 2
Legal Subdivision	SUNSET ACRES
Legal Lot Number	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	2
Census Block	2025
Census Tract	700

Owner

106 Sunset Ln is owned and occupied by an individual who bought it in July 2011.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	106 SUNSET LN, PROPHETSTOWN, IL 61277-1426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Construction Mortgage MIDWEST BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional with PMI CENTRAL BK/IL
Oct 19, 2017	Deed of Trust, Mortgage CENTRAL BK/IL
Apr 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2011 · Amount on File
Deed Sale	Jul 13, 2011 · Amount on File
Deed Document Number	20114356
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Apr 6, 2026
Property Address	106 SUNSET LN, PROPHETSTOWN, IL 61277-1426
Document Number	0000001625
Instrument Date	Mar 30, 2026
Instrument	20261625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	106 SUNSET LN, PROPHETSTOWN, IL 61277-1426

Mortgage

Document Number	0000001625,
Date	Apr 6, 2026
Instrument	20261625

Lender

Name	MIDWEST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 30, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	106 SUNSET LN, PROPHETSTOWN, IL 61277-1426
Document Number	0000002143
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 SUNSET LN PROPHETSTOWN IL 612771426, PROPHETSTOWN, IL 61277-1426

Mortgage

Document Number	0000002143
Date	Apr 20, 2020
Instrument	2143

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 19, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	106 SUNSET LN, PROPHETSTOWN, IL 61277-1426
Document Number	0000006491
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 SUNSET LN PROPHETSTOWN IL 612771426, PROPHETSTOWN, IL 61277-1426

Mortgage

Document Number	0000006491
Date	Oct 30, 2017
Instrument	6491

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 7, 2017
Property Address	106 SUNSET LN, PROPHETSTOWN, IL 61277-1426
Instrument Date	Apr 1, 2017
Instrument	1930
Transaction Type	Construction Loan
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 SUNSET LN PROPHETSTOWN IL 612771426, PROPHETSTOWN, IL 61277-1426

Mortgage

Document Number	0000001930
Date	Apr 7, 2017
Instrument	1930

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 6, 2018

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 106 Sunset Ln was $8,457, up 10.7% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,457.00 (+10.71%)	$108,075 (+12.94%) Land $6,745 Building $101,330
2024	$7,639.00	$95,692 Land $5,972 Building $89,720	$324,225 (+12.94%) Land $20,235 Building $303,990
2023			$287,076 Land $17,916 Building $269,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Sunset Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1986–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Sunset Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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