106 Sun Ray Loop, Laredo, TX 78041 Property Records

Webb County property record for 106 Sun Ray Loop, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details1,514 sqft · built 2005
Lot Size0.147 acres (6,393 sqft)
Owner2 Individual Names on Record
Last Sale$128,900 (Nov 2005)
Tax Bill$1,344 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN991-50001-044

Property Details

APN / Parcel Number

Primary APN991-50001-044
Alternative APN
  • 305157

Interior

Stories1 Story
Building Area1,514 sqft Living Area
Gross Area1,934 sqft
1st Floor Area1,514 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,393 sqft (0.147 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area570 sqft
Storage Building40 sqft

Location & Zoning

Street Address106 SUN RAY LOOP
CityLAREDO
StateTX
Zip78041-6413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUMMERWIND UNIT I, BLOCK 1, LOT 4-E
Legal SubdivisionSUMMERWIND UNIT I
Legal Block1
Legal Lot Number4-E
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group1
Census Block1011
Census Tract1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 SUN RAY LOOP, LAREDO, TX 78041-6413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2005 · Amount on Record
Deed SaleNov 10, 2005 · Amount on Record
Deed Document Number2005899602
Deed Book / Page1962 / 321
Prior Transfer DateNov 7, 2005
Prior Transfer Doc001962/321
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address106 SUN RAY LOOP, LAREDO, TX 78041-6413
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 SUN RAY LOOP, LAREDO, TX 78041-6413

Mortgage

Document Number4966/208
DateMar 2, 2021
Book Page4966/208
Instrument1420008
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term63 Months
DueJun 1, 2026

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,283 (-0.5%) Land $78,122 Building $186,161$264,283 (-0.5%) Land $78,122 Building $186,161
2025$1,344.00 (-13.85%) Homeowner's exemption$265,609 (+3.71%) Land $78,122 Building $187,487$265,609 (+3.71%) Land $78,122 Building $187,487
2024$1,560.00 (+11.99%)
2023$256,101 Land $72,369 Building $183,732$256,101 Land $72,369 Building $183,732
2022$1,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Metronet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Sun Ray Loop

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