Central Falls City property record for 106 Sumner Ave, Central Falls, RI 02863
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,586 sqft · built 1975 |
| Lot Size | 0.111 acres (4,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (May 2026) |
| Tax Bill | $3,744 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Aug 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0958-01 |
| Primary APN | 3-0958-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 286 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,840 sqft (0.111 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3-0958-01 |
|---|---|
| Street Address | 106 SUMNER AVE |
| City | CENTRAL FALLS |
| State | RI |
| Zip | 02863-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Jurisdiction | CENTRAL FALLS RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11000 |
Source: Central Falls City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION |
| May 8, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| May 8, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2001 · Amount on Record |
| Deed Book / Page | 1116 / 252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001033-61 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 1033/61 |
| Instrument | 858 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001101-41 |
|---|---|
| Date | Aug 6, 2025 |
| Book Page | 1101/41 |
| Instrument | 2520 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001086-116 |
|---|---|
| Date | Dec 30, 2024 |
| Book Page | 1086/116 |
| Instrument | 1476 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | May 8, 2026 |
| Property Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Document Number | 0000000581 |
| Book / Page | 1116 / 276 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026581 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Document Number | 001116-276, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 1116/276 |
| Instrument | 2026581 |
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | May 8, 2026 |
| Property Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Document Number | 001116-252 |
| Book / Page | 1116 / 252 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026579 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 SUMNER AVE, CENTRAL FALLS, RI 02863-2117 |
| Date | May 8, 2026 |
|---|
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Central Falls City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Central Falls City |
| Unified School District | Central Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,744.00 (+9.76%) | $283,400 (+54.11%) Land $104,400 Building $179,000 | $356,621 |
| 2023 | $3,411.00 (+54.55%) | $183,900 (-) Land $78,800 Building $105,100 | |
| 2022 | $2,207.00 | $183,900 Land $78,800 Building $105,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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