106 Summit St, Auburn, CA 95603 Property Records

Placer County property record for 106 Summit St, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 648 sqft · built 1939
Lot Size	0.103 acres (4,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2026)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-081-004-000`

Property Details

APN / Parcel Number

Primary APN	`001-081-004-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	648 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Construction Type	Frame
Lot Area	4,499 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 SUMMIT ST
City	AUBURN
State	CA
Zip	95603-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR LOT 18 RE-SURVEY D P CHAMBERLAIN ADDN MOR C-23
Legal Subdivision	CHAMBERLAIN ADDN
Legal Lot Number	18
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2022
Census Tract	20300

Owner

Source: Placer County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 SUMMIT ST, AUBURN, CA 95603-4629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	202645551
Prior Transfer Date	May 9, 2013
Prior Transfer Doc	0000051087
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 7, 2026
Property Address	106 SUMMIT ST, AUBURN, CA 95603-4629
Document Number	0000045551
Instrument Date	Aug 5, 2026
Instrument	202645551
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 SUMMIT ST, AUBURN, CA 95603-4629

Mortgage

Document Number	0000045552,
Date	Aug 7, 2026
Instrument	202645552

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	106 SUMMIT ST, AUBURN, CA 95603-4629
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SUMMIT ST, AUBURN, CA 95603-4629

Mortgage

Document Number	0000022042
Date	Feb 17, 2021
Instrument	2021-0022042

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,862 (+2%) Land $73,548 Building $209,314
2025	$3,658.00 (+1.67%)	$277,316 (+4.04%) Land $72,106 Building $205,210
2023	$3,598.00 (+0.45%)	$266,550 Land $69,307 Building $197,243
2022	$3,582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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