106 Summers Run, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 106 Summers Run, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,766 sqft · built 1986
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Apr 2001)
Tax Bill	$9,173 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-913-90001555`

Property Details

APN / Parcel Number

Primary APN	`03-913-90001555`
Alternative APNs	`3-913-90001555` `91390001555`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,766 sqft Living Area
Gross Area	5,406 sqft
1st Floor Area	2,930 sqft
Basement Area	981 sqft
Finished Basement	981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	161,608 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	866 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	91390001555
Street Address	106 SUMMERS RUN
City	ANNAPOLIS
State	MD
Zip	21409-5846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 4 WINCHESTER FARMS
Legal Subdivision	WINCHESTER FARMS
Legal Block	1
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1029
Census Tract	730800

Owner

106 Summers Run is owned and occupied by two individuals who acquired it in December 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 SUMMERS RUN, ANNAPOLIS, MD 21409-5846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Jan 6, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2001 · Amount on File
Deed Sale	Apr 20, 2001 · Amount on File
Prior Sale	Dec 28, 1989 · Amount on File
Deed Document Number	20014627
Deed Book / Page	10336 / 530
Last Transfer Date	Dec 22, 2020
Transfer Doc	0358720213
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	106 SUMMERS RUN, ANNAPOLIS, MD 21409-5846
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SUMMERS RUN, ANNAPOLIS, MD 21409-5846

Mortgage

Document Number	0351850403
Date	Sep 9, 2020
Book Page	35185/403

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 6, 2021
Property Address	106 SUMMERS RUN, ANNAPOLIS, MD 21409-5846
Document Number	0358720213
Book / Page	035872 / 000213
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	106 SUMMERS RUN ANNAPOLIS MD 214095846, ANNAPOLIS, MD 21409-5846

Tax Assessment & Valuation

The 2025 property tax bill for 106 Summers Run was $9,173 with a homeowner's exemption, up 2.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,155,933 (+6.87%)	$1,230,200 (-) Land $393,100 Building $837,100
2025	$9,173.00 (+2.29%) Homeowner's exemption	$1,081,667	$1,230,200 Land $393,100 Building $837,100
2024	$8,968.00 (+9.14%)
2023	$8,217.00 Homeowner's exemption	$985,633	$1,007,400 Land $393,100 Building $614,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Summers Run in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Summers Run is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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