106 Stone Circle Dr, Tryon, NC 28782 Property Records

Polk County property record for 106 Stone Circle Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,052 sqft · built 1972
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Dec 2014)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P35-157`

Property Details

APN / Parcel Number

Primary APN	`P35-157`
Alternative APN	`52823`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	3,052 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	95,832 sqft (2.2 acres)
Parking Spaces	2 Parking Spaces
Pool Area	416 sqft

Location & Zoning

Account Number	52823
Street Address	106 STONE CIRCLE DR
City	TRYON
State	NC
Zip	28782-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.20 ACRES, P35C P35C
Legal Subdivision	W J MARONEY
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1014
Census Tract	920303

Owner

Source: Polk County records · APN P35-157

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 STONE CIRCLE DR, TRYON, NC 28782-4506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2014 · Amount on Record
Deed Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	0004101501
Deed Book / Page	410 / 1501
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	106 STONE CIRCLE DR, TRYON, NC 28782-4506
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000437/0000000197
Date	Nov 14, 2018
Book Page	0000000437/0000000197

Lender

Name	OPEZ ADVISORS

Agreement

Type	ARM
Amount	Amount Recorded
Term	350 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Nov 01, 2025
Index	Other

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (+4.15%)	$433,787 (+27.04%) Land $62,000 Building $371,787	$433,787 (+27.04%) Land $62,000 Building $371,787
2023	$2,360.00	$341,444 Land $49,600 Building $291,844
2021			$341,444 Land $49,600 Building $291,844

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Uniti Group, Verizon.

Based on FCC filings for 71 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF TRYON serves 5,494 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.