106 Stephen Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 106 Stephen Cir, Toccoa, GA 30577

Property Summary

Property Type	Motel
Details	24,698 sqft · built 1988
Lot Size	2.18 acres (94,961 sqft)
Owner	Company Name on Record
Tax Bill	$8,699 (2025)
Deeds & Mortgages	Sep 2022 Sale Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T36 107`

Property Details

APN / Parcel Number

Primary APN	`T36 107`
Alternative APN	`751500`

Interior

Building Area	24,698 sqft Total Area
2nd Floor Area	10,203 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Material	Shingle
Lot Area	94,961 sqft (2.18 acres)

Exterior Amenities

Pool Type	Public / Commercial Pool
Pool Area	800 sqft
Porch	Slab
Patio Area	4,260 sqft
Canopy	2,545 sqft
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	751500
Street Address	106 STEPHEN CIR
City	TOCCOA
State	GA
Zip	30577-6126
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	B-II
Legal Description	PT TRACT 3 STEPHEN CIR
Legal Subdivision	8251 - PRIMARY - AC
Legal Tract	3
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1000
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1659 CENTENNIAL OLYMPIC PKWY NE, CONYERS, GA 30013-6547
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Limited Warranty Deed, Transfer
Mar 17, 2022	Warranty Deed, Transfer
Apr 27, 2017	Loan Modification, Mortgage NOA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022
Deed Sale	Oct 4, 2022
Prior Sale	Mar 18, 2022
Deed Document Number	20221405
Deed Book / Page	1311 / 82
Record Updated	Sep 20, 2026

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 28, 2022
Property Address	106 STEPHEN CIR, TOCCOA, GA 30577-6126
Document Number	0013110082
Book / Page	1311 / 82
Instrument Date	Sep 28, 2022
Instrument	2022-001405
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SHADOW LAKE DR, CONYERS, GA 30094-4127

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 17, 2022
Property Address	106 STEPHEN CIR, TOCCOA, GA 30577-6126
Document Number	0012900085
Book / Page	1290 / 85
Instrument Date	Mar 17, 2022
Instrument	2022-000416
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SHADOW LAKE DR, CONYERS, GA 30094-4127

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	106 STEPHEN CIR, TOCCOA, GA 30577-6126
Document Number	0011290273
Book / Page	001129 / 000273
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	106 STEPHEN CIR TOCCOA GA 305776126, TOCCOA, GA 30577-6126

Mortgage

Document Number	0011290273
Date	Aug 17, 2017
Book Page	001129/000273

Lender

Name	NOA BK
Type	Bank
Address	DULUTH, GA 30096

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 16, 2027

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,699.00 (-1.36%)	$249,342 (-) Land $42,961 Building $206,381	$623,355 (-) Land $107,402 Building $515,953
2023	$8,819.00	$249,342 Land $42,961 Building $206,381	$623,355 Land $107,402 Building $515,953

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband, Verizon.

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