106 State St, Manchester, NY 14504 Property Records

Ontario County and Manchester Town property record for 106 State St, Manchester, NY 14504

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,042 sqft · built 1920
Lot Size1.59 acres (69,260 sqft)
Owner2 Individual Names on Record
Last Sale$92,500 (Dec 2013)
Tax Bill$5,692 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2023 Line of Credit
+ 4 more
APN5836-000-20

Property Details

APN / Parcel Number

Primary APN5836-000-20
Alternative APNs
  • 3236010310160001011100
  • 323601 31.16-1-11.111
  • 323601 31.16-1-11.110

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,042 sqft Living Area
1st Floor Area1,317 sqft
2nd Floor Area725 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area69,260 sqft (1.59 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area598 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5836-000-20
Street Address106 STATE ST
CityMANCHESTER
StateNY
Zip14504-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description659/1111 & 631/556
Legal Block1
Legal Lot Number11.111
JurisdictionONTARIO NY
Township / Civil DivisionMANCHESTER
Census Block Group3
Census Block3027
Census Tract50302

Owner

Source: Ontario County and Manchester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 STATE ST, MANCHESTER, NY 14504-9725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK
Jul 12, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA
Oct 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Mar 5, 2018Deed of Trust, Mortgage · FHA Mortgage
HUNT MORTGAGE
Jul 5, 2017Deed of Trust, Mortgage
COMMUNITY BANK NA
Jul 20, 2020Deed of Trust, Mortgage · Balloon Mortgage
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2013 · Amount on Record
Deed SaleDec 19, 2013 · Amount on Record
Deed Book / Page1309 / 250
Prior Transfer DateDec 18, 2013
Prior Transfer Doc0000002520/000000050
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Recording DateAug 5, 2026
Property Address106 STATE ST, MANCHESTER, NY 14504-9725
Document Number0012323263
Book / Page3383 / 749
Instrument DateJul 28, 2026
Instrument202612323263
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 STATE ST, MANCHESTER, NY 14504-9725

Mortgage

Document Number0012323263,
DateAug 5, 2026
Book Page3383/749
Instrument202612323263
Lender
NameCOMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address106 STATE ST, MANCHESTER, NY 14504-9725
Transaction TypeMortgage
Record UpdatedJan 2, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003223/601
DateJul 12, 2023
Book Page3223/601
Instrument202307120234
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address106 STATE ST, MANCHESTER, NY 14504-9725
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003186/205
DateOct 4, 2022
Book Page3186/205
Instrument202210040234
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueNov 1, 2036

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address106 STATE ST, MANCHESTER, NY 14504-9725
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002814/0000000274
DateMar 5, 2018
Book Page0000002814/0000000274
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address106 STATE ST, MANCHESTER, NY 14504-9725
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002770/0000000281
DateJul 5, 2017
Book Page0000002770/0000000281
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term354 Months
DueJan 1, 2047

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address106 STATE ST, MANCHESTER, NY 14504-9725
Transaction TypeMortgage
Record UpdatedMar 10, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002973/733
DateJul 20, 2020
Book Page2973/733
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Ontario County and Manchester Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionManchester Town
MunicipalityManchester Village
Unified School DistrictManchester-Shortsville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,692.00 (+15.76%) Homeowner's exemption
2025$4,917.00$190,000 (+59.93%) Land $18,300 Building $171,700$204,300 (+46.14%) Land $19,677 Building $184,623
2023$118,800 Land $14,000 Building $104,800$139,800 Land $16,475 Building $123,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100

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