106 Spruce St, Modesto, CA 95351 Property Records

Stanislaus County property record for 106 Spruce St, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 719 sqft · built 1916
Lot Size0.159 acres (6,969 sqft)
OwnerIndividual Name on Record
Tax Bill$285 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN101-007-023-000

Property Details

APN / Parcel Number

Primary APN101-007-023-000
Alternative APN
  • 1010723

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area719 sqft Living Area

Exterior

Year BuiltBuilt 1916
Construction TypeWood
Lot Area6,969 sqft (0.159 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number1010723
Street Address106 SPRUCE ST
CityMODESTO
StateCA
Zip95351-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCITY OF MODESTO BLK 411 LOTS 17 & 18
Legal SubdivisionCITY OF MODESTO
Legal Block411
Legal Lot Number17,18 18
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1026
Census Tract1700

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 SPRUCE ST, MODESTO, CA 95351-2725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleSep 13, 2002
Last Transfer DateAug 15, 2016
Transfer Doc0000062295
Record UpdatedJun 7, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address106 SPRUCE ST, MODESTO, CA 95351-2725
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047736
DateJun 30, 2017
Instrument2017-0047736
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMay 22, 2037

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$285.00 (+6.34%)$24,419 (+4.03%) Land $7,521 Building $16,898
2023$268.00 (+2.29%)$23,473 Land $7,230 Building $16,243
2022$262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: ezWave, Spectrum, T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

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