Cleveland County property record for 106 Spruce St, Grover, NC 28073
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.402 acres (17,550 sqft) |
| Owner | Company Name on File |
| Last Sale | $70,000 (May 2024) |
| Tax Bill | $32 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1363367 |
| Primary APN | 1363367 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,550 sqft (0.402 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 117 ft wide |
| Account Number | 1363367 |
|---|---|
| Street Address | 106 SPRUCE ST |
| City | GROVER |
| State | NC |
| Zip | 28073-9614 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | GB |
| Legal Description | LOT LAUREL AVE |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950604 |
106 Spruce St, residential vacant land, is owned by a company that bought it in May 2024.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1499 MIDTOWN DR, LINCOLNTON, NC 28092-7356 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage NJ LENDING CORPORATION |
| Jun 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 15, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on File |
| Deed Sale | May 30, 2024 · Amount on File |
| Prior Sale | Mar 15, 2024 · Amount on File |
| Deed Document Number | 2024200100900 |
| Deed Book / Page | 1922 / 709 |
| Prior Transfer Date | Aug 8, 2011 |
| Prior Transfer Doc | 0016271985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 106 SPRUCE ST, GROVER, NC 28073-9614 |
| Document Number | 0200130422 |
| Book / Page | 1978 / 779 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026200130422 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1499 MIDTOWN DR, LINCOLNTON, NC 28092-7356 |
| Document Number | 0200130427, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026200130427 |
| Name | NJ LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 106 SPRUCE ST, GROVER, NC 28073-9614 |
| Document Number | 0200130423 |
| Book / Page | 1978 / 782 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026200130423 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1499 MIDTOWN DR, LINCOLNTON, NC 28092-7356 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 15, 2024 |
| Property Address | 106 SPRUCE ST, GROVER, NC 28073-9614 |
| Document Number | 0019170366 |
| Book / Page | 1917 / 366 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 200098183 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2337 WYNBOURNE DR, GASTONIA, NC 28056-8430 |
| Name | Verified Name |
|---|---|
| Address | 521 EAGLETON DOWNS DR STE F, F, PINEVILLE, NC 28134-7445 |
The 2026 property tax bill for 106 Spruce St was $32, down 78.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Grover Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32.00 (-78.38%) | $3,081 (-78.93%) Land $3,081 | $3,081 (-78.93%) Land $3,081 |
| 2025 | $148.00 | $14,625 Land $14,625 | $14,625 Land $14,625 |
| 2023 | $15,795 Land $15,795 | $15,795 Land $15,795 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 106 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Spruce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GROVER serves 805 people · EPA ID NC0123030 |
|---|---|
| Water Source | Purchased surface water from TOWN OF KINGS MOUNTAIN |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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