Geauga County property record for 106 Spring Dr, Chagrin Falls, OH 44022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,372 sqft · built 1975 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Oct 2018) |
| Tax Bill | $9,085 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-000070 |
| Primary APN | 29-000070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Upper Floors Area | 1,048 sqft |
| Basement Area | 1,048 sqft |
| Unfinished Basement | 1,048 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 001877-4 |
|---|---|
| Street Address | 106 SPRING DR |
| City | CHAGRIN FALLS |
| State | OH |
| Zip | 44022-4167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | S/L 4 COUNTRY ESTATES |
| Legal Subdivision | COUNTRY ESTATE |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | SOUTH RUSSELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311600 |
Source: Geauga County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 SPRING DR, CHAGRIN FALLS, OH 44022-4167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Mar 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Oct 9, 2018 | Survivorship Deed, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on Record |
| Deed Sale | Oct 9, 2018 · Amount on Record |
| Prior Sale | Jan 15, 2013 · Amount on Record |
| Deed Document Number | 2018941603 |
| Deed Book / Page | 2060 / 1287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 106 SPRING DR, CHAGRIN FALLS, OH 44022-4167 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021371969 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 2137/1969 |
| Instrument | 202100990924 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 106 SPRING DR, CHAGRIN FALLS, OH 44022-4167 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020922583 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 2092/2583 |
| Instrument | 202000963341 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 106 SPRING DR, CHAGRIN FALLS, OH 44022-4167 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020670623 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 2067/0623 |
| Instrument | 201900946504 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 9, 2018 |
| Property Address | 106 SPRING DR, CHAGRIN FALLS, OH 44022-4167 |
| Document Number | 0020601287 |
| Book / Page | 2060 / 1287 |
| Map Reference | VOL 10 PG 21 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 201800941603 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LAWYERS TITLE OF CHARDON |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 106 SPRING DR, CHAGRIN FALLS, OH 44022-4167 |
| Document Number | 201800941604 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 201800941604 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | South Russell Village |
| Unified School District | Chagrin Falls Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,085.00 (-0.22%) | $165,060 (-) Land $29,540 Building $135,520 | |
| 2024 | $9,105.00 (-7.09%) Homeowner's exemption | $165,060 (-) Land $29,540 Building $135,520 | |
| 2023 | $9,800.00 (+22.91%) Homeowner's exemption | $165,060 (+41.35%) Land $29,540 Building $135,520 | $471,600 (+41.37%) Land $84,400 Building $387,200 |
| 2022 | $116,770 Land $24,610 Building $92,160 | ||
| 2021 | $7,973.00 | ||
| 2020 | $333,600 Land $70,300 Building $263,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1980–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jun 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITETAIL RUN HOMEOWNERS private · serves 250 people · EPA ID OH2803512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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