St. Johns County property record for 106 Spoonbill Point Ct, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1992 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $679,000 (Jan 2026) |
| Tax Bill | $10,893 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 158571-6275 |
| Primary APN | 158571-6275 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,139 sqft |
| 1st Floor Area | 1,700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 400 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 106 SPOONBILL POINT CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25/87-91 PELICAN REEF SLY PT OF LOT 27 BLK 6 OR6297/1025 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | PELICAN REEF |
| Legal Block | 6 |
| Legal Lot Number | 27 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20500 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 SPOONBILL POINT CT, SAINT AUGUSTINE, FL 32080-5393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2024 · Amount on Record |
| Deed Document Number | 20268192 |
| Deed Book / Page | 6297 / 1025 |
| Prior Transfer Date | Apr 12, 2002 |
| Prior Transfer Doc | 0000031389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 106 SPOONBILL POINT CT, SAINT AUGUSTINE, FL 32080-5393 |
| Document Number | 0062971025 |
| Book / Page | 6297 / 1025 |
| Map Reference | MB 25 PG 87-91 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026008192 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,753.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 RIPPLE RD, ST AUGUSTINE, FL 32095-0077 |
| Name | Verified Name |
|---|---|
| Address | 106 SPOONBILL POINT CT, ST AUGUSTINE, FL 32080-5393 |
| Document Number | 0062971027 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 6297/1027 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 106 SPOONBILL POINT CT, SAINT AUGUSTINE, FL 32080-5393 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 106 SPOONBILL POINT CT, SAINT AUGUSTINE, FL 32080-5393 |
| Document Number | 0050691083 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 5069/1083 |
| Instrument | 2020090310 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,517 (+4.91%) Land $160,000 Building $415,517 | $575,517 (+4.91%) Land $160,000 Building $415,517 | |
| 2025 | $10,893.00 (+133.66%) | $548,585 (+99.56%) | $548,585 (+27.75%) Land $137,500 Building $411,085 |
| 2024 | $4,662.00 (+2.57%) | ||
| 2023 | $4,545.00 (+3.3%) Homeowner's exemption | $274,898 (+3%) | $429,427 (+13.76%) Land $100,000 Building $329,427 |
| 2022 | $4,400.00 Homeowner's exemption | $266,891 | $377,498 Land $78,400 Building $299,098 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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