106 Spinner St, Spindale, NC 28160 Property Records

Rutherford County property record for 106 Spinner St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 1936
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Dec 2023)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1204657`

Property Details

APN / Parcel Number

Primary APN	`1204657`
Alternative APN	`18778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,138 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	130 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 SPINNER ST
City	SPINDALE
State	NC
Zip	28160-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GC
Legal Description	PL:3-50
Legal Subdivision	OT JE GROSE PROP A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2037
Census Tract	960600

Owner

Source: Rutherford County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 SPINNER ST, SPINDALE, NC 28160-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 29, 2022	Deed of Trust, Mortgage DEAN MCDANIEL
May 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DEANMAC INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Book / Page	2077 / 2979
Prior Transfer Date	Dec 14, 2023
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	106 SPINNER ST, SPINDALE, NC 28160-5400
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SPINNER ST, SPINDALE, NC 28160-5400

Mortgage

Document Number	0021003871
Date	Mar 19, 2026
Book Page	2100/3871

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	106 SPINNER ST, SPINDALE, NC 28160-5400
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HAWTHORNE LN 110, 110, CHARLOTTE, NC 28204-2358

Mortgage

Document Number	0020641635
Date	Aug 29, 2022
Book Page	2064/1635

Lender

Name	DEAN MCDANIEL
Type	Private Party
Address	128 LEWIS LN, CANDLER, NC 28715

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 24, 2023

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 6, 2022
Property Address	106 SPINNER ST, SPINDALE, NC 28160-5400
Document Number	0020602113
Book / Page	2060 / 2113
Map Reference	MB 3 PG 50
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 CRITTER XING, 176, LAKE LURE, NC 28746-9194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HAWTHORNE LN # 110-25, 110, CHARLOTTE, NC 28204-2358

Mortgage

Document Number	0020602116
Date	May 6, 2022
Instrument	2060/2116

Lender

Name	DEANMAC INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (+138.09%)	$187,000 (+56.22%) Land $9,500 Building $177,500	$187,000 (+56.22%) Land $9,500 Building $177,500
2023		$119,700 Land $9,500 Building $110,200	$119,700 Land $9,500 Building $110,200
2022	$974.00
2021	$974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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