106 South St, Champlain, NY 12919 Property Records

Clinton County and Champlain Town property record for 106 South St, Champlain, NY 12919

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,808 sqft · built 1966
Lot Size0.519 acres (22,619 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Apr 2020)
Tax Bill$7,736 (2026)
Deeds & MortgagesJul 2022 Refinance
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN092801 18.20-4-11

Property Details

APN / Parcel Number

Primary APN092801 18.20-4-11
Alternative APN
  • 280101802000040110000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,808 sqft Living Area
1st Floor Area1,360 sqft
Basement Area448 sqft
Finished Basement448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area22,619 sqft (0.519 acres)
Lot Dimensions167 ft deep x 135 ft wide
Garage TypeDetached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area692 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address106 SOUTH ST
CityCHAMPLAIN
StateNY
Zip12919-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 S&G PATENT
Legal Block4
Legal Lot Number11.000
JurisdictionCLINTON NY
Township / Civil DivisionCHAMPLAIN
Census Block Group3
Census Block3010
Census Tract100101

Owner

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9794 RT 9, CHAZY, NY 12921
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Apr 27, 2020Deed of Trust, Mortgage
PARAGON HM LNS
Apr 30, 2020Warranty Deed, Transfer
PARAGON HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on Record
Deed SaleApr 30, 2020 · Amount on Record
Deed Document Number2020307348
Prior Transfer DateSep 14, 2006
Prior Transfer Doc0000020061/000009876
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address106 SOUTH ST, CHAMPLAIN, NY 12919-5420
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000325560
DateJul 6, 2022
Instrument20220-00325560
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address106 SOUTH ST, CHAMPLAIN, NY 12919-5420
Document Number0000307349
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 MILITARY TPKE WEST CHAZY NY 129923908, WEST CHAZY, NY 12992-3908

Mortgage

Document Number0000307349
DateApr 30, 2020
Instrument307349
Lender
NamePARAGON HM LNS
TypeFunding / Finance Company
AddressLIVERPOOL, NY 13088
Agreement
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateApr 30, 2020
Property Address106 SOUTH ST, CHAMPLAIN, NY 12919-5420
Document Number0000307348
Instrument DateApr 24, 2020
Instrument307348
Transaction TypeTransfer
Record UpdatedJun 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$712.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 MILITARY TPKE WEST CHAZY NY 129923908, WEST CHAZY, NY 12992-3908

Mortgage

Document Number307349
DateApr 30, 2020
Instrument307349
Lender
NamePARAGON HM LNS
TypeFunding / Finance Company
AddressLIVERPOOL, NY 13088
Agreement
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChamplain Town
MunicipalityChamplain Village
Unified School DistrictNortheastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,736.00 (+119.15%)
2025$3,530.00$280,700 (+16.96%) Land $13,300 Building $267,400$280,700 (+16.96%) Land $13,300 Building $267,400
2023$240,000 Land $13,300 Building $226,700$240,000 Land $13,300 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHAMPLAIN VILLAGE
serves 2,947 people · EPA ID NY0900211
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Champlain Technology Group
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20

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