106 Simpson St, Westminster, SC 29693 Property Records

Oconee County property record for 106 Simpson St, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,396 sqft · built 2021
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jun 2026)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`530-06-05-001`

Property Details

APN / Parcel Number

Primary APN	`530-06-05-001`
Alternative APN	`60036`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	922 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	60036
Street Address	106 SIMPSON ST
City	WESTMINSTER
State	SC
Zip	29693-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A (0.35AC)
Legal Subdivision	MICHEAL L HENDERSON PS 6946
Legal Block	5
Legal Lot Number	A
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1041
Census Tract	31100

Owner

Source: Oconee County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 SIMPSON ST, WESTMINSTER, SC 29693-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · VA Mortgage GENEVA FINANCIAL
Dec 22, 2021	Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Aug 20, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202615499
Deed Book / Page	4868 / 168
Prior Transfer Date	Dec 9, 2014
Prior Transfer Doc	0000006082
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 3, 2026
Property Address	106 SIMPSON ST, WESTMINSTER, SC 29693-1338
Document Number	0000015499
Book / Page	4868 / 168
Instrument Date	May 26, 2026
Instrument	202615499
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$96,414.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SIMPSON ST, WESTMINSTER, SC 29693-1338

Mortgage

Document Number	4868000173,
Date	Jun 3, 2026
Book Page	4868/173

Lender

Name	GENEVA FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 22, 2021
Property Address	106 SIMPSON ST, WESTMINSTER, SC 29693-1338
Document Number	0000010206
Book / Page	2763 / 309
Map Reference	MB B788 PG 2
Instrument Date	Dec 20, 2021
Instrument	10206
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 WOODLAND WAY RD, WALHALLA, SC 29691-2519

Mortgage

Document Number	0000010207
Date	Dec 22, 2021
Book Page	4266/238
Instrument	10207

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	4316

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 20, 2021
Property Address	106 SIMPSON ST, WESTMINSTER, SC 29693-1338
Document Number	0000002962
Book / Page	2721 / 74
Map Reference	MB B788 PG 2
Instrument Date	Aug 19, 2021
Instrument	2962
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$749.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9214 LONG CREEK HWY, WESTMINSTER, SC 29693-1207

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Westminster City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00	$6,831 (-) Land $332 Building $6,499	$170,790 (-) Land $8,310 Building $162,480
2023		$6,831 Land $332 Building $6,499	$170,790 Land $8,310 Building $162,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 9,588 people · EPA ID SC3710003
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, West Carolina Rural Telephone Cooperative.

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