106 Serenity Cir, Buffalo, MN 55313 Property Records

Wright County property record for 106 Serenity Cir, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,540 sqft · built 1998
Lot Size	0.355 acres (15,479 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Aug 1998)
Tax Bill	$5,022 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103-147-002030`

Property Details

APN / Parcel Number

Primary APN	`103-147-002030`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Architectural Style	Dome
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,479 sqft (0.355 acres)
Garage Type	Attached
Garage Area	949 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	106 SERENITY CIR
City	BUFFALO
State	MN
Zip	55313-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-026 SERENITY HILLS LOT-003 BLOCK-002
Legal Range	026
Legal Township	120
Legal Section	25
Legal Subdivision	SERENITY HILLS
Legal Block	2
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3031
Census Tract	100706

Owner

106 Serenity Cir is owned and occupied by two individuals who bought it in August 1998.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 SERENITY CIR, BUFFALO, MN 55313-1043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · ARM MIDCOUNTRY BANK
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit MIDCOUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1998 · Amount on File
Deed Sale	Aug 25, 1998 · Amount on File
Deed Document Number	199861525
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	106 SERENITY CIR, BUFFALO, MN 55313-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001392572
Date	Mar 28, 2019
Instrument	1392572

Lender

Name	MIDCOUNTRY BANK
Type	Bank
Address	SAINT PAUL, MN 55110

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	106 SERENITY CIR, BUFFALO, MN 55313-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001403028
Date	Aug 16, 2019
Instrument	1403028

Lender

Name	MIDCOUNTRY BANK
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 106 Serenity Cir was $5,022.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,022.00	$417,400 (+1.71%) Land $75,000 Building $342,400	$417,400 (+1.71%) Land $75,000 Building $342,400
2025		$410,400 Land $75,000 Building $335,400	$410,400 Land $75,000 Building $335,400
2023	$4,368.00 (+1.68%)	$401,100 Land $70,000 Building $331,100	$401,100 Land $70,000 Building $331,100
2022	$4,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Serenity Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 106 Serenity Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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