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106 SE 48th St, Gainesville, FL 32641 Property Records

Alachua County property record for 106 SE 48th St, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1953
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Mar 2018)
Tax Bill$1,364 (2024)
Deeds & MortgagesOct 2019 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10870-009-000

Property Details

APN / Parcel Number

Primary APN10870-009-000
Alternative APN
  • 00959650000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,512 sqft Heated Area
1st Floor Area1,416 sqft
Upper Floors Area216 sqft
Utility Area84 sqft
Utility RoomUtility Room
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area16,553 sqft (0.38 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number00959650000
Street Address106 SE 48TH ST
CityGAINESVILLE
StateFL
Zip32641-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionRUTHLAND PB D-94 LOT 9 OR 4584/2005
Legal Range20E
Legal Township10S
Legal Section01
Legal SubdivisionRUTHLAND REPLAT
Legal Lot Number9
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2028
Census Tract1400

Owner

106 SE 48th St is owned and occupied by two individuals who bought it in March 2018.

Source: Alachua County records, as of January 9, 2026

Owner of Record2 Individual Names on File
Mailing Address106 SE 48TH ST, GAINESVILLE, FL 32641-1927
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA
Mar 26, 2018Warranty Deed, Transfer
JO LYNN BELOTE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2018 · Amount on File
Deed SaleMar 26, 2018 · Amount on File
Deed Document Number3113274
Deed Book / Page4584 / 2005
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALACHUA FL
Property Address106 SE 48TH ST, GAINESVILLE, FL 32641-1927
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047260852
DateOct 22, 2019
Book Page4726/0852
Instrument3222085
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2034

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateMar 26, 2018
Property Address106 SE 48TH ST, GAINESVILLE, FL 32641-1927
Document Number0045842005
Book / Page004584 / 002005
Instrument DateMar 23, 2018
Instrument3113274
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyUS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15849 NW 122ND LN ALACHUA FL 326150217, ALACHUA, FL 32615-0217

Mortgage

Document Number45842007
DateMar 26, 2018
Book Page004584/002007
Instrument3113275
Lender
NameJO LYNN BELOTE
Address6374 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term24 Months
DueMar 25, 2020
Interest
Rate5%

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$81,005$161,787 Land $36,000 Building $125,787
2024$1,364.00 (+8%)
2023$1,263.00 (+6.49%) Homeowner's exemption Senior Citizen's exemption$76,429 (+3%)$128,144 (+22.33%) Land $37,000 Building $91,144
2022$1,186.00 Homeowner's exemption$74,203$104,751 Land $25,000 Building $79,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 SE 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 SE 48th St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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