106 Saint George St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 106 Saint George St, Saint Augustine, FL 32084

Property Summary

Property Type	Retail Store
Details	8,960 sqft · built 1945
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$4,300,000 (May 2005)
Tax Bill	$31,118 (2025)
Deeds & Mortgages	May 2020 Loan Modification Nov 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`197600-0000`

Property Details

APN / Parcel Number

Primary APN	`197600-0000`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Units	19 Units
Stories	1 Story
Building Area	8,960 sqft Gross Area
1st Floor Area	7,760 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1999
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	205 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 SAINT GEORGE ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3683
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Description	(4) CITY OF ST AUGUSTINE LOT 4 OF LOT 1 BLK 14 - 40FT ON ST GEORGE ST OR2209/304 &3511/666(C/D)
Legal Range	30E
Legal Township	07S
Legal Section	18
Legal Subdivision	CITY OF ST AUGUSTINE
Legal Block	14-40
Legal Lot Number	4,1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2049
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Augustine Town Plan Historic District listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 BARBELLA CIR, SAINT AUGUSTINE, FL 32095-4854
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Loan Modification, Mortgage VALLEY NAT'L BK
Nov 20, 2018	Deed of Trust, Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2005 · Amount on Record
Deed Sale	May 3, 2005 · Amount on Record
Prior Sale	May 27, 2004 · Amount on Record
Deed Document Number	200533030
Deed Book / Page	2427 / 1234
Record Updated	Jun 8, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	106 SAINT GEORGE ST, SAINT AUGUSTINE, FL 32084-3683
Document Number	0049440931
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 W MAIN ST #A MYSTIC CT 063552545, A, MYSTIC, CT 06355-2545

Mortgage

Document Number	0049440931
Date	May 18, 2020
Book Page	004944/000931
Instrument	37901

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	10739 DEERWOOD PARK BLVD # 100, JACKSONVILLE, FL 32256-4838

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	106 SAINT GEORGE ST, SAINT AUGUSTINE, FL 32084-3683
Document Number	0046441611
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 W MAIN ST #A MYSTIC CT 063552545, A, MYSTIC, CT 06355-2545

Mortgage

Document Number	0046441611
Date	Nov 26, 2018
Book Page	004644/001611
Instrument	84146

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	10739 DEERWOOD PARK BLVD # 100, JACKSONVILLE, FL 32256-4838

Agreement

Amount	Amount Recorded

Interest

Rate	18%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,509,028 (-0.3%) Land $959,400 Building $549,628	$1,509,028 (-0.3%) Land $959,400 Building $549,628
2025	$31,118.00 (+14.33%)	$1,513,639 (+16.25%)	$1,513,639 (+16.25%) Land $922,500 Building $591,139
2024	$27,217.00 (+3.46%)
2023	$26,307.00 (+5.13%)	$1,302,049 (+5.55%)	$1,302,049 (+5.55%) Land $738,000 Building $564,049
2022	$25,024.00	$1,233,605	$1,233,605 Land $738,000 Building $495,605

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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