106 S River Dr, Williamstown, NJ 08094 Property Records

Atlantic County and Folsom Borough property record for 106 S River Dr, Williamstown, NJ 08094

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 1974
Lot Size0.33 acres (14,370 sqft)
OwnerIndividual Name on Record
Last Sale$182,900 (Apr 2019)
Tax Bill$3,993 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jan 2026 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN10-02005-0000-00004

Property Details

APN / Parcel Number

Primary APN10-02005-0000-00004
Alternative APN
  • 1000047000000944

Interior

Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Construction TypeFrame
Lot Area14,370 sqft (0.33 acres)
Lot Dimensions150 ft deep x 8 ft wide

Location & Zoning

Old Parcel Number1000047000000944
Street Address106 S RIVER DR
CityWILLIAMSTOWN
StateNJ
Zip08094-2542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal SubdivisionCOLLINGS LAKES SEC 10
Legal Block2005
Legal Lot Number4
JurisdictionATLANTIC NJ
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1012
Census Tract11201

Owner

Source: Atlantic County and Folsom Borough records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
POLICE AND FIRE FEDERAL CREDIT UNION
Jan 14, 2026Deed of Trust, Mortgage · Line of Credit
POLICE & FIRE FCU
Jul 27, 2020Deed of Trust, Mortgage · FHA Mortgage
GREENTREE MTG
Apr 2, 2019Grant Deed, Transfer · FHA Mortgage
GREENTREE MTG
Feb 28, 2019Grant Deed, Transfer
GERSTEN FAMILY HOLDINGS LLC
Feb 28, 2019Trustee's Deed, Foreclosure
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2019 · Amount on Record
Deed SaleApr 2, 2019 · Amount on Record
Prior SaleFeb 28, 2019 · Amount on Record
Deed Document Number201917356
Prior Transfer DateSep 18, 2018
Prior Transfer Doc0000010826
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Recording DateSep 1, 2026
Property Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number0000038952
Instrument DateAug 8, 2026
Instrument202638952
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542

Mortgage

Document Number0000038952,
DateSep 1, 2026
Instrument202638952
Lender
NamePOLICE AND FIRE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 27, 2046
Interest
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001639
DateJan 14, 2026
Instrument2026001639
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeLine of Credit
AmountAmount Recorded
Term237 Months
DueOct 27, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number0000039819
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanySURREY TITLE COMPANY, SURREY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 S RIVER DR WILLIAMSTOWN NJ 080942542, WILLIAMSTOWN, NJ 08094-2542

Mortgage

Document Number0000039819
DateAug 7, 2020
Instrument39819
Lender
NameGREENTREE MTG
TypeMortgage Company
AddressGIBBSBORO, NJ 08026
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateApr 2, 2019
Property Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number0000017356
Instrument DateMar 20, 2019
Instrument17356
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanySURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 S RIVER DR WILLIAMSTOWN NJ 080942542, WILLIAMSTOWN, NJ 08094-2542

Mortgage

Document Number17357
DateApr 2, 2019
Instrument17357
Lender
NameGREENTREE MTG
TypeMortgage Company
AddressGIBBSBORO, NJ 08026
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateFeb 28, 2019
Property Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number0000010827
Instrument DateOct 11, 2018
Instrument10827
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanySUCCESSFUL ABSTRACT, SUCCESSFUL ABS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address175 MELVILLE AVE LAKEWOOD NJ 087014215, LAKEWOOD, NJ 08701-4215

Mortgage

Document Number10828
DateFeb 28, 2019
Instrument10828
Lender
NameGERSTEN FAMILY HOLDINGS LLC
Address308 MILLER RD, LAKEWOOD, NJ 08701-2337
Agreement
AmountAmount Recorded

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionATLANTIC NJ
Recording DateFeb 28, 2019
Property Address106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number0000010826
Instrument DateSep 18, 2018
Instrument10826
Transaction TypeForeclosure
Record UpdatedMar 19, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$32.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address175 MELVILLE AVE LAKEWOOD NJ 087014215, LAKEWOOD, NJ 08701-4215

Tax Assessment & Valuation

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityFolsom Borough
Unified School DistrictFolsom Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,000 (-) Land $67,700 Building $102,300$170,000 (-) Land $67,700 Building $102,300
2025$3,993.00 (+7.17%)$170,000 (-) Land $67,700 Building $102,300$170,000 (-) Land $67,700 Building $102,300
2024$3,726.00 (+1.33%)
2023$170,000 Land $67,700 Building $102,300$170,000 Land $67,700 Building $102,300
2022$3,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1981–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Coastal Storm, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 69% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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