Atlantic County and Folsom Borough property record for 106 S River Dr, Williamstown, NJ 08094
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 1974 |
| Lot Size | 0.33 acres (14,370 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,900 (Apr 2019) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-02005-0000-00004 |
| Primary APN | 10-02005-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 14,370 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 8 ft wide |
| Old Parcel Number | 1000047000000944 |
|---|---|
| Street Address | 106 S RIVER DR |
| City | WILLIAMSTOWN |
| State | NJ |
| Zip | 08094-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Subdivision | COLLINGS LAKES SEC 10 |
| Legal Block | 2005 |
| Legal Lot Number | 4 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11201 |
Source: Atlantic County and Folsom Borough records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit POLICE AND FIRE FEDERAL CREDIT UNION |
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU |
| Jul 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage GREENTREE MTG |
| Apr 2, 2019 | Grant Deed, Transfer · FHA Mortgage GREENTREE MTG |
| Feb 28, 2019 | Grant Deed, Transfer GERSTEN FAMILY HOLDINGS LLC |
| Feb 28, 2019 | Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Prior Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 201917356 |
| Prior Transfer Date | Sep 18, 2018 |
| Prior Transfer Doc | 0000010826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Sep 1, 2026 |
| Property Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 0000038952 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 202638952 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 0000038952, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202638952 |
| Name | POLICE AND FIRE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001639 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026001639 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Oct 27, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 0000039819 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | SURREY TITLE COMPANY, SURREY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 106 S RIVER DR WILLIAMSTOWN NJ 080942542, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 0000039819 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 39819 |
| Name | GREENTREE MTG |
|---|---|
| Type | Mortgage Company |
| Address | GIBBSBORO, NJ 08026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Apr 2, 2019 |
| Property Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 0000017356 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 17356 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 S RIVER DR WILLIAMSTOWN NJ 080942542, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 17357 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 17357 |
| Name | GREENTREE MTG |
|---|---|
| Type | Mortgage Company |
| Address | GIBBSBORO, NJ 08026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Feb 28, 2019 |
| Property Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 0000010827 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 10827 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | SUCCESSFUL ABSTRACT, SUCCESSFUL ABS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 175 MELVILLE AVE LAKEWOOD NJ 087014215, LAKEWOOD, NJ 08701-4215 |
| Document Number | 10828 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 10828 |
| Name | GERSTEN FAMILY HOLDINGS LLC |
|---|---|
| Address | 308 MILLER RD, LAKEWOOD, NJ 08701-2337 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Feb 28, 2019 |
| Property Address | 106 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542 |
| Document Number | 0000010826 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 10826 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $32.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 175 MELVILLE AVE LAKEWOOD NJ 087014215, LAKEWOOD, NJ 08701-4215 |
Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| Municipality | Folsom Borough |
| Unified School District | Folsom Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,000 (-) Land $67,700 Building $102,300 | $170,000 (-) Land $67,700 Building $102,300 | |
| 2025 | $3,993.00 (+7.17%) | $170,000 (-) Land $67,700 Building $102,300 | $170,000 (-) Land $67,700 Building $102,300 |
| 2024 | $3,726.00 (+1.33%) | ||
| 2023 | $170,000 Land $67,700 Building $102,300 | $170,000 Land $67,700 Building $102,300 | |
| 2022 | $3,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1981–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Coastal Storm, High Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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