106 S C St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 106 S C St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2024)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-W59-026-008-00`

Property Details

APN / Parcel Number

Primary APN	`052-W59-026-008-00`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	106 S C ST
City	CHEBOYGAN
State	MI
Zip	49721-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST DUNCAN, ELY 89FT OF NLY 34FT LOT 7, BLK 26 AND ELY 89FT OF LOT 8, BLK 26. (SEC 32, T38N,R1W) 898/734;898/736;
Legal Range	01W
Legal Township	007
Legal Section	32
Legal Subdivision	WEST DUNCAN
Legal Block	26
Legal Lot Number	7-8
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2008
Census Tract	960300

Owner

106 S C St is owned and occupied by an individual who bought it in November 2024.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	110 S D ST, CHEBOYGAN, MI 49721-1738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 1, 2023	Warranty Deed, Transfer
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Mar 21, 2017	Warranty Deed, Transfer CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	Sep 4, 2024
Deed Book / Page	1543 / 818
Prior Transfer Date	Aug 29, 2024
Prior Transfer Doc	001537/476
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	106 S C ST, CHEBOYGAN, MI 49721-1732
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 S C ST, CHEBOYGAN, MI 49721-1732

Mortgage

Document Number	0000001510/0000000466
Date	Jun 27, 2023
Book Page	0000001510/0000000466

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 1, 2023
Property Address	106 S C ST, CHEBOYGAN, MI 49721-1732
Document Number	001512/634
Book / Page	1512 / 634
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount on Record
Tax	$13.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 N 7TH ST, ROGERS CITY, MI 49779-1333

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	106 S C ST, CHEBOYGAN, MI 49721-1732
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 S C ST, CHEBOYGAN, MI 49721-1732

Mortgage

Document Number	0000001475/0000000063
Date	Feb 9, 2022
Book Page	0000001475/0000000063

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 21, 2017
Property Address	106 S C ST, CHEBOYGAN, MI 49721-1732
Document Number	1328/0856
Book / Page	1328 / 0856
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 S C ST, 106, CHEBOYGAN, MI 49721-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 N C ST, CHEBOYGAN, MI 49721-1240

Mortgage

Document Number	1328/0858
Date	Mar 21, 2017
Book Page	1328/0858

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 106 S C St was $3,088 with a homeowner's exemption, up 15.2% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,700 (+18.03%)	$179,400 (+18.03%)
2025	$3,088.00 (+15.22%) Homeowner's exemption	$76,000	$152,000
2024	$2,680.00
2023		$52,700	$105,400
2022	$1,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 S C St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 S C St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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