Mercer County property record for 106 S 7th St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,741 sqft · built 1908 |
| Lot Size | 0.15 acres (6,554 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (May 2010) |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-058100.0000 |
| Primary APN | 05-058100.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,741 sqft Living Area |
| Basement Area | 182 sqft |
| Finished Basement | 182 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Lot Area | 6,554 sqft (0.15 acres) |
| Lot Dimensions | 113 ft deep x 58 ft wide |
| Street Address | 106 S 7TH ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITIZENS ADD LOT#: 203 |
| Legal Subdivision | CITIZENS ADD |
| Legal Lot Number | 203 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 967700 |
106 S 7th St is owned and occupied by an individual who bought it in May 2010.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 S 7TH ST, COLDWATER, OH 45828-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MINSTER BANK |
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit MINSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2010 · Amount on File |
| Deed Sale | May 3, 2010 · Amount on File |
| Deed Document Number | 20102100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 106 S 7TH ST, COLDWATER, OH 45828-1525 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400000307 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 202400000307 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 29, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 106 S 7TH ST, COLDWATER, OH 45828-1525 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100006503 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 202100006503 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 106 S 7th St was $1,878.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 | $56,430 (-) Land $6,900 Building $49,530 | |
| 2024 | $1,878.00 (+1.9%) | $56,430 (-) Land $6,900 Building $49,530 | |
| 2023 | $1,843.00 (+15.91%) | $56,430 (+30.32%) Land $6,900 Building $49,530 | $161,200 Land $19,700 Building $141,500 |
| 2022 | $1,590.00 | $43,300 Land $4,340 Building $38,960 | |
| 2020 | $123,700 Land $12,400 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 S 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 106 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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