106 S 2nd St, Albemarle, NC 28001 Property Records

Stanly County property record for 106 S 2nd St, Albemarle, NC 28001

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 ba · 4,176 sqft · built 1910
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on Record
Last Sale$225,000 (Nov 2021)
Tax Bill$1,854 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN654803246580

Property Details

APN / Parcel Number

Primary APN654803246580
Alternative APNs
  • 1536353
  • 815

Interior

Full Baths1 Bath
Stories1 Story
Building Area4,176 sqft Finished Area
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1955
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions75 ft deep x 31 ft wide
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number1536353
Street Address106 S 2ND ST
CityALBEMARLE
StateNC
Zip28001-4802
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCBD
Legal DescriptionBLDG 106 S 2ND ST DBA LA T DAHS 654814039
JurisdictionSTANLY NC
Township / Civil DivisionSOUTH ALBEMARLE
Census Block Group3
Census Block3010
Census Tract931203

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 393, NEW LONDON, NC 28127-0393
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleJun 5, 2015 · Amount on Record
Deed Document Number2021439789
Deed Book / Page1763 / 1483
Prior Transfer DateOct 7, 2019
Prior Transfer Doc0000413653
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 4, 2021
Property Address106 S 2ND ST, ALBEMARLE, NC 28001-4802
Document Number0000439789
Book / Page1763 / 1483
Instrument DateNov 4, 2021
Instrument439789
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 N DEPOT ST, ALBEMARLE, NC 28001-3918

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 393, NEW LONDON, NC 28127-0393

Mortgage

Document Number0000439790
DateNov 4, 2021
Instrument439790
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueNov 10, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,854.00 (+12.36%)$151,977 (+21.56%) Land $13,020 Building $138,957$151,977 (+21.56%) Land $13,020 Building $138,957
2023$1,650.00$125,022 Land $10,416 Building $114,606$125,022 Land $10,416 Building $114,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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