106 Ryan Ct, Daphne, AL 36526 Property Records

Baldwin County property record for 106 Ryan Ct, Daphne, AL 36526

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,447 sqft · built 1997
Lot Size0.438 acres (19,119 sqft)
Owner2 Individual Names on File
Last Sale$375,900 (Aug 2024)
Tax Bill$1,170 (2026)
Deeds & MortgagesAug 2024 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43-01-01-2-000-103

Property Details

APN / Parcel Number

Primary APN43-01-01-2-000-103
Alternative APNs
  • 119084
  • 323001
  • 549811

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,447 sqft Heated Area
1st Floor Area2,447 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,119 sqft (0.438 acres)
Lot Dimensions162 ft deep x 54.3 ft wide
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number549811
Street Address106 RYAN CT
CityDAPHNE
StateAL
Zip36526-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 UNIT 3 PLANTATION HILLS SLIDE 1490-A SEC 1-T5S-R2E
Legal SubdivisionPLANTATION HILLS
Legal BlockU-3
Legal Lot Number8
Legal Unit3
JurisdictionBALDWIN AL
Township / Civil DivisionDAPHNE
Census Block Group3
Census Block3017
Census Tract10708

Owner

106 Ryan Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Baldwin County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address106 RYAN CT, DAPHNE, AL 36526-9708
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2024Warranty Deed, Transfer · FHA Mortgage
CADENCE BANK NA
May 17, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on File
Deed SaleAug 2, 2024 · Amount on File
Prior SaleMay 17, 2022 · Amount on File
Deed Document Number20242139448
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 2, 2024
Property Address106 RYAN CT, DAPHNE, AL 36526-9708
Document Number0002139448
Map ReferenceSL 1490-A
Instrument DateJul 27, 2024
Instrument2139448
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address722 NODGE ROAD, COFFEEVILLE, AL 36524

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address106 RYAN CT, DAPHNE, AL 36526-9708

Mortgage

Document Number0002139449
DateAug 2, 2024
Instrument2139449
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2054

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMay 17, 2022
Property Address106 RYAN CT, DAPHNE, AL 36526-9708
Document Number0001999637
Map ReferenceSL 1490-A
Instrument DateMay 12, 2022
Instrument1999637
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address820 GREEN HILLS RD, CANTONMENT, FL 32533-8373

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address106 RYAN CART, DAPHNE, AL 36526

Mortgage

Document Number0001999638
DateMay 17, 2022
Instrument1999638
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 106 Ryan Ct was $1,170 with a homeowner's exemption, up 1.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,170.00 (+1.39%) Homeowner's exemption
2025$1,154.00$38,680 Land $6,420 Building $32,260$386,700 Land $64,200 Building $322,500
2023$995.00 (-34.5%)$33,580 (-38.11%)$335,800 (+23.77%) Land $61,000 Building $274,800
2022$1,519.00 (+22.5%)$54,260$271,300 Land $46,400 Building $224,900
2021$1,240.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Ryan Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Ryan Ct is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 75% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOXLEY
serves 10,104 people · EPA ID AL0000048
Water SourceGroundwater
Last State InspectionJul 2025
Also Mapped HereCITY OF DAPHNE, UTILITIES BOARD OF THE
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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