106 Ruth Rd, Troy, AL 36079 Property Records

Pike County property record for 106 Ruth Rd, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 990 sqft · built 1986
Lot Size	0.546 acres (23,768 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2026)
Tax Bill	$478 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Jan 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`819452`

Property Details

APN / Parcel Number

Primary APN	`819452`
Alternative APN	`55 17 03 05 4 007 007.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,768 sqft (0.546 acres)
Porch	Slab
Porch Area	244 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	819452
Street Address	106 RUTH RD
City	TROY
State	AL
Zip	36079-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LOT # 1 ACCORDING TO THE PLAT OF ROLLING ACRES S/D PHASE 4 PB 3 PG 133
Legal Range	21E
Legal Township	09N
Legal Section	05
Legal Subdivision	ROLLING ACRES PHASE IV
Legal Phase	4
Legal Lot Number	1
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1013
Census Tract	189002

Owner

106 Ruth Rd is owned and occupied by an individual who bought it in April 2026.

Source: Pike County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	106 RUTH RD, TROY, AL 36079-3040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2007	Deed of Trust, Mortgage ONE SOURCE MORTGAGE LLC
Jan 23, 2007	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ONE SOURCE MORTGAGE LLC
Apr 14, 2026	Warranty Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC
Jan 2, 2019	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Jan 23, 2007
Deed Book / Page	2026 / 960
Record Updated	Sep 20, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	106 RUTH RD, TROY, AL 36079-3040
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002007/887
Date	Jan 23, 2007
Book Page	2007/887

Lender

Name	ONE SOURCE MORTGAGE LLC
Type	Mortgage Company
Address	1720 S EDMONDS LN STE 8, LEWISVILLE, TX 75067

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2037

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	106 RUTH RD, TROY, AL 36079-3040
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002007/905
Date	Jan 23, 2007
Book Page	2007/905

Lender

Name	ONE SOURCE MORTGAGE LLC
Type	Mortgage Company
Address	1720 S EDMONDS LN STE 8, LEWISVILLE, TX 75067

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2022

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Apr 14, 2026
Property Address	106 RUTH RD, TROY, AL 36079-3040
Document Number	DEED2026/960
Book / Page	2026 / 960
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,665.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RUTH RD, TROY, AL 36079-3040
Investor	Possibly a Property Investor

Mortgage

Document Number	2026003391,
Date	Apr 14, 2026
Book Page	2026/3391

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jan 2, 2019
Property Address	106 RUTH RD, TROY, AL 36079-3040
Document Number	00002019/7
Book / Page	2019 / 7
Instrument Date	Dec 11, 2018
Instrument	20190007
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DALE AVE, ENTERPRISE, AL 36330-9326

Tax Assessment & Valuation

The 2025 property tax bill for 106 Ruth Rd was $478, up 6.9% from the year before.

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00 (+6.94%)	$12,940 (+6.94%) Land $4,800 Building $8,140	$139,980 (+15.71%) Land $47,900 Building $92,080
2024	$447.00	$12,100 (-) Land $4,800 Building $7,300	$120,980 (-) Land $47,900 Building $73,080
2023	$447.00 (+1.36%)	$12,100 (+1.34%)	$120,980 (+1.41%) Land $47,900 Building $73,080
2022	$441.00	$11,940	$119,300 Land $47,900 Building $71,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Ruth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Ruth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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