Madison County property record for 106 Rustys Ter, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,706 sqft · built 2001 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,309 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-31-3-001-046.000 |
| Primary APN | 15-09-31-3-001-046.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 1,706 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,676 sqft (0.291 acres) |
| Lot Dimensions | 132 ft deep x 96 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 223461 |
|---|---|
| Street Address | 106 RUSTYS TER |
| City | MADISON |
| State | AL |
| Zip | 35758-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 JACQUELYNN DOWNS PH II A RESUB OF TRACT A OF JACQUELYNN DOWNS PH I |
| Legal Subdivision | JACQUELYNN DOWNS PH II A |
| Legal Tract | A |
| Legal Lot Number | 40 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 11024 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 RUSTYS TER, MADISON, AL 35758-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Mar 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Mar 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 106 RUSTYS TER, MADISON, AL 35758-7708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100075507 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-00075507 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 106 RUSTYS TER, MADISON, AL 35758-7708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100019315 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-00019315 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 106 RUSTYS TER, MADISON, AL 35758-7708 |
| Document Number | 0000020658 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 RUSTYS TER MADISON AL 357587708, MADISON, AL 35758-7708 |
| Document Number | 0000020658 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 20658 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 106 RUSTYS TER, MADISON, AL 35758-7708 |
| Document Number | 0000029819 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 RUSTYS TER MADISON AL 357587708, MADISON, AL 35758-7708 |
| Document Number | 0000029819 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 29819 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,309.00 (+1.97%) | ||
| 2025 | $3,245.00 (+5.53%) Homeowner's exemption | $47,240 (+5.45%) Land $8,500 Building $38,740 | $472,400 (+5.45%) Land $85,000 Building $387,400 |
| 2023 | $3,075.00 (+29.26%) Homeowner's exemption | $44,800 (+28.81%) Land $8,500 Building $36,300 | $448,000 (+28.85%) Land $85,000 Building $363,000 |
| 2022 | $2,379.00 Homeowner's exemption | $34,780 Land $3,220 Building $31,560 | $347,700 Land $32,200 Building $315,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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