Berkeley County property record for 106 Ruffin Rd, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1982 |
| Lot Size | 0.227 acres (9,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2025) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-01-07-052 |
| Primary APN | 233-01-07-052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Finished Area |
| Gross Area | 1,749 sqft |
| 1st Floor Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 9,910 sqft (0.227 acres) |
| Garage Area | 377 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Storage Building | 120 sqft |
| Street Address | 106 RUFFIN RD |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 590SPRINGLAKE VILLAGE (SANGAREE) |
| Legal Subdivision | SANGAREE (SPRINGLAKE VILLAGE) |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20715 |
106 Ruffin Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 RUFFIN RD, SUMMERVILLE, SC 29486-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 2, 2020 | Grant Deed, Transfer · FHA Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on File |
| Deed Sale | Jun 18, 2025 · Amount on File |
| Prior Sale | Sep 27, 2022 · Amount on File |
| Deed Document Number | 202519888 |
| Deed Book / Page | 5233 / 356 |
| Prior Transfer Date | Apr 30, 2003 |
| Prior Transfer Doc | 3292/0240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 27, 2022 |
| Property Address | 106 RUFFIN RD, SUMMERVILLE, SC 29486-1947 |
| Document Number | 04374/0623 |
| Book / Page | 4374 / 623 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022037528 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 RUFFIN RD, SUMMERVILLE, SC 29486-1947 |
| Investor | Possibly a Property Investor |
| Document Number | 2022037529 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022037529 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 106 RUFFIN RD, SUMMERVILLE, SC 29486-1947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 3893/0417 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 3893/417 |
| Instrument | 2021033667 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 2, 2020 |
| Property Address | 106 RUFFIN RD, SUMMERVILLE, SC 29486-1947 |
| Document Number | 3287/0903 |
| Book / Page | 003287 / 000903 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 7520 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 RUFFIN RD SUMMERVILLE SC 294861947, SUMMERVILLE, SC 29486-1947 |
| Document Number | 3287/0907 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 003287/000907 |
| Instrument | 7521 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 106 Ruffin Rd was $1,659 with a homeowner's exemption, up 3.2% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,300 (+2,964.79%) Land $84,500 Building $243,800 | $328,300 (+22.59%) Land $84,500 Building $243,800 | |
| 2025 | $1,659.00 (+3.17%) | $10,712 (-) Land $2,000 Building $8,712 | $267,800 (-) Land $50,000 Building $217,800 |
| 2024 | $1,608.00 Homeowner's exemption | $10,712 Land $2,000 Building $8,712 | $267,800 Land $50,000 Building $217,800 |
| 2022 | $1,239.00 | $15,018 Land $2,880 Building $12,138 | $250,300 Land $48,000 Building $202,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Ruffin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Ruffin Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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