106 Rooftop Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 106 Rooftop Ct, Stephenson, VA 22656 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2023
Square Footage3,639 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$580,000 (2021)
Tax Bill$3,560.00 (2026)

Property Details

APN / Parcel Number

Primary APN44E1-8-33
Alternative APN
  • 8049980

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area3,639 sqft Living Area
Gross Area6,013 sqft Gross Area
1st Floor1,759 sqft 1st Floor
Basement Area683 sqft Basement
Finished Basement683 sqft Finished
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2023
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage
Patio Area30 sqft Patio
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number8049980
Street Address106 ROOFTOP CT
CitySTEPHENSON
StateVA
Zip22656-1983
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSNOWDEN BRIDGE L33 S8
Legal Subdivision5
Legal Lot Number33
JurisdictionFREDERICK VA
Minor Civil DivisionSTONEWALL
Census Blockgroup4
Census Block4019
Census Tract50100

Owner

Source: Frederick County records · APN 44E1-8-33

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW PENN FINANCIAL LLC
Oct 17, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
BELEM SERVICING LLC
Nov 19, 2020Deed of Trust, Mortgage · Stand Alone Refinance
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 16, 2021Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
May 04, 2017Special Warranty Deed, Transfer · Veterans Administration Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleMay 04, 2017 · Amount on Record
Deed Doc Number202120971
Record RefreshedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyAVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000058
DateJan 03, 2018
Instrument180000058
Lender
NameNEW PENN FINANCIAL LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010302
DateOct 17, 2018
Instrument180010302
Lender
NameBELEM SERVICING LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016680
DateNov 19, 2020
Instrument200016680
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateDec 16, 2021
Property Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983
Document Number0000020971
Instrument DateDec 14, 2021
Instrument210020971
Transaction TypeTransfer
Record UpdatedJan 05, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983

Mortgage

Document Number0000020972
DateDec 16, 2021
Instrument210020972
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

May 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK VA
Recording DateMay 04, 2017
Property Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983
Document Number0000004438
Instrument DateApr 28, 2017
Instrument170004438
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 ROOFTOP CT, STEPHENSON, VA 22656-1983
InvestorPossibly a Property Investor

Mortgage

Document Number0000004439
DateMay 04, 2017
Instrument170004439
Lender
NameNVR MORTGAGE FINANCE INC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,560.00 (+10.42%)$671,700 Land $93,000 Building $578,700$671,700 Land $93,000 Building $578,700
2025$3,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 57% of Virginia
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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