Stearns County property record for 106 Robert St, Elrosa, MN 56325
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,592 sqft · built 1923 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Nov 2005) |
| Tax Bill | $1,616 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-31369-0000 |
| Primary APN | 52-31369-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 1,629 sqft |
| 1st Floor Area | 754 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 106 ROBERT ST |
|---|---|
| City | ELROSA |
| State | MN |
| Zip | 56325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 BLK 1 LOEHR'S 2ND ADD SECTION 10 TOWNSHIP 124 RANGE 034 LOEHR'S 2ND ADD SECTION 10 TOWNSHIP 124 RANGE 034 |
| Legal Range | 34W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | LOEHRS 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 3-4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ELROSA |
| Census Block Group | 2 |
| Census Block | 2149 |
| Census Tract | 10900 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 135, ELROSA, MN 56325-0135 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2005 · Amount on Record |
| Deed Sale | Nov 23, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 2, 2026 |
| Property Address | 106 ROBERT ST, ELROSA, MN 56325 |
| Document Number | 0001716279 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20261716279 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 106 ROBERT ST, ELROSA, MN 56325 |
| Document Number | 0001716279, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 20261716279 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Elrosa City |
| Unified School District | Belgrade-Brooten-Elrosa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,616.00 (+32.46%) | $200,500 (+1.67%) Land $14,500 Building $186,000 | $200,500 (+1.67%) Land $14,500 Building $186,000 |
| 2025 | $197,200 (+25.21%) Land $13,800 Building $183,400 | $197,200 (+25.21%) Land $13,800 Building $183,400 | |
| 2023 | $1,220.00 | $157,500 Land $13,800 Building $143,700 | $157,500 Land $13,800 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
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