106 River Haven Dr, Madison, AL 35756 Property Records

Madison County property record for 106 River Haven Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,086 sqft · built 2019
Lot Size	0.284 acres (12,405 sqft)
Owner	2 Individual Names on File
Last Sale	$224,700 (Mar 2019)
Tax Bill	$2,099 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-05-16-0-000-003.203`

Property Details

APN / Parcel Number

Primary APN	`25-05-16-0-000-003.203`
Alternative APN	`487972`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	2,086 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,405 sqft (0.284 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	487972
Street Address	106 RIVER HAVEN DR
City	MADISON
State	AL
Zip	35756-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 158 RIVERS LANDING PH 3 PB# 2018-55870
Legal Range	02W
Legal Township	05S
Legal Section	16
Legal Subdivision	RIVERS LANDING PH 3
Legal Lot Number	158
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	2
Census Block	2004
Census Tract	11203

Owner

106 River Haven Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 RIVER HAVEN DR, MADISON, AL 35756-6902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 22, 2019	Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Deed Document Number	201916686
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	106 RIVER HAVEN DR, MADISON, AL 35756-6902
Document Number	0000081381
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 RIVER HAVEN DR MADISON AL 357566902, MADISON, AL 35756-6902

Mortgage

Document Number	0000081381
Date	Oct 13, 2020
Instrument	81381

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

March 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Mar 22, 2019
Property Address	106 RIVER HAVEN DR, MADISON, AL 35756-6902
Document Number	0000016686
Map Reference	DOC2018-55870
Instrument Date	Mar 21, 2019
Instrument	20190322000016686
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 CHURCH ST NW, 415, HUNTSVILLE, AL 35801-5573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	106 RIVERFRONT DR, MADISON, AL 35756-2610

Mortgage

Document Number	0000016687
Date	Mar 22, 2019
Instrument	20190322000016687

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 106 River Haven Dr was $2,099 with a homeowner's exemption, down 3% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Triana City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,099.00 (-2.96%)
2025	$2,163.00 Homeowner's exemption	$35,960 Land $6,000 Building $29,960	$359,600 Land $60,000 Building $299,600
2023	$1,752.00 (+17.58%) Homeowner's exemption	$29,280 (+17.03%) Land $6,000 Building $23,280	$292,800 (+17.03%) Land $60,000 Building $232,800
2022	$1,490.00 Homeowner's exemption	$25,020 Land $5,500 Building $19,520	$250,200 Land $55,000 Building $195,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 River Haven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 River Haven Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIANA WATER WORKS serves 7,038 people · EPA ID AL0000905
Water Source	Purchased surface water from HUNTSVILLE UTILITIES WATER DEPT.
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber.

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