106 River Dr, Richlands, NC 28574 Property Records

Onslow County property record for 106 River Dr, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1974
Lot Size	1.19 acres (51,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,252 (Jul 2016)
Tax Bill	$546 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44A-1`

Property Details

APN / Parcel Number

Primary APN	`44A-1`
Alternative APNs	`428402000` `017407`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,924 sqft (1.19 acres)
Lot Dimensions	236 ft deep x 220 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	428402000
Street Address	106 RIVER DR
City	RICHLANDS
State	NC
Zip	28574-7330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	L9 & L10 COUNTRY ACRES
Legal Subdivision	COUNTRY ACRES
Legal Lot Number	9,10
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1006
Census Tract	206

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 RIVER DR, RICHLANDS, NC 28574-7330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARINE FCU
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit MARINE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Oct 27, 1993 · Amount on Record
Deed Book / Page	4479 / 314
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0044790314
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	106 RIVER DR, RICHLANDS, NC 28574-7330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046780375
Date	Sep 25, 2017
Book Page	4678/375
Instrument	4678-375

Lender

Name	MARINE FCU
Type	Credit Union
Address	JACKSONVILLE, NC 28546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	106 RIVER DR, RICHLANDS, NC 28574-7330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051110629
Date	Feb 24, 2020
Book Page	5111/629

Lender

Name	MARINE FCU
Type	Credit Union
Address	JACKSONVILLE, NC 28546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$546.00	$247,564 (+92.66%) Land $57,500 Building $190,064	$247,564 (+92.66%) Land $57,500 Building $190,064
2025	$546.00 (-35.08%)	$128,495 (-) Land $30,000 Building $98,495	$128,495 (-) Land $30,000 Building $98,495
2023	$841.00	$128,495 Land $30,000 Building $98,495	$128,495 Land $30,000 Building $98,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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