106 Risley Rd, De Kalb Junction, NY 13630 Property Records

St. Lawrence County and De Kalb Town property record for 106 Risley Rd, De Kalb Junction, NY 13630

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,704 sqft · built 1984
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,708 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2022 Second Mortgage + 2 more
APN	`403089 116.002-1-3`

Property Details

APN / Parcel Number

Primary APN	`403089 116.002-1-3`
Alternative APN	`308911600200010030000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	156,816 sqft (3.6 acres)
Lot Dimensions	295 ft deep x 575 ft wide
Garage Type	Detached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	403089 116.002-1-3
Street Address	106 RISLEY RD
City	DE KALB JUNCTION
State	NY
Zip	13630-3176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	DE KALB
Census Block Group	2
Census Block	2036
Census Tract	491800

Owner

Source: St. Lawrence County and De Kalb Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 RISLEY RD, DE KALB JUNCTION, NY 13630-3176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit NORTHERN CU
Jul 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICU CU
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Sep 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	106 RISLEY RD, DE KALB JUNCTION, NY 13630-3176
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RISLEY RD, DE KALB JUNCTION, NY 13630-3176

Mortgage

Document Number	0000011471
Date	Oct 2, 2025
Instrument	R-2025-00011471

Lender

Name	NORTHERN CU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	106 RISLEY RD, DE KALB JUNCTION, NY 13630-3176
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RISLEY RD, DE KALB JUNCTION, NY 13630-3176

Mortgage

Document Number	0000009827
Date	Jul 13, 2022
Instrument	R-2022-00009827

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	106 RISLEY RD, DE KALB JUNCTION, NY 13630-3176
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013336
Date	Oct 6, 2021
Instrument	R-2021-00013336

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 26, 2019
Property Address	106 RISLEY RD, DE KALB JUNCTION, NY 13630-3176
Document Number	0000014073
Instrument Date	Aug 30, 2019
Instrument	14073
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 RISLEY RD DE KALB JUNCTION NY 136303176, DE KALB JUNCTION, NY 13630-3176

Tax Assessment & Valuation

Source: St. Lawrence County and De Kalb Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	De Kalb Town
Unified School District	Hermon-DeKalb Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,708.00 (+1.61%) Disabled Person's exemption Veteran's exemption
2025	$2,665.00	$99,000 (-) Land $17,600 Building $81,400	$135,616 (+6.85%) Land $24,110 Building $111,506
2023		$99,000 Land $17,600 Building $81,400	$126,923 Land $22,564 Building $104,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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