106 Ringbill Ct, Georgetown, KY 40324 Property Records

Scott County property record for 106 Ringbill Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,814 sqft · built 1994
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2020)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-40-024.000`

Property Details

APN / Parcel Number

Primary APN	`132-40-024.000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,814 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	2,814 sqft
Finished Basement	2,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stone
Foundation Type	Concrete
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 RINGBILL CT
City	GEORGETOWN
State	KY
Zip	40324-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT
Legal Subdivision	MALLARD POINT
Legal Phase	2
Legal Block	A
Legal Lot Number	18
Legal Unit	2
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2008
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 RINGBILL CT, GEORGETOWN, KY 40324-9292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK
May 31, 2018	Deed, Transfer · Conventional Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2020420487
Deed Book / Page	416 / 774
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 21, 2020
Property Address	106 RINGBILL CT, GEORGETOWN, KY 40324-9292
Document Number	00D416/774
Book / Page	D416 / 774
Instrument Date	Aug 14, 2020
Instrument	420487
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6915 47TH CT E, ELLENTON, FL 34222-7321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RINGTHILL CT, GEORGETOWN, KY 40324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000420488
Date	Aug 21, 2020
Instrument	420488

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 31, 2018
Property Address	106 RINGBILL CT, GEORGETOWN, KY 40324-9292
Document Number	00D397/830
Book / Page	D397 / 830
Map Reference	CAB2 SL541
Instrument Date	May 25, 2018
Instrument	386972
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 MARKET PLACE CIR # CIRC188, CIRC188, GEORGETOWN, KY 40324-7205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 ROCKY CREEK RD, GEORGETOWN, KY 40324-6500

Mortgage

Document Number	0000386973
Date	May 31, 2018
Instrument	386973

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,402 (-)	$481,402 (-)
2025	$4,287.00 (+18.23%)	$481,402 (+20.35%)	$481,402 (+20.35%)
2023	$3,626.00 (+4.5%)	$400,000 (-) Land $75,002 Building $324,998	$400,000 (-) Land $75,002 Building $324,998
2022	$3,470.00	$400,000 Land $50,002 Building $349,998	$400,000 Land $50,002 Building $349,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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