106 Ridgewood Ave, Interlachen, FL 32148 Property Records

Putnam County property record for 106 Ridgewood Ave, Interlachen, FL 32148

Property Summary

Property Type	Mobile Home
Details	920 sqft · built 1988
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,900 (Apr 2026)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-25-4082-0010-0770`

Property Details

APN / Parcel Number

Primary APN	`18-10-25-4082-0010-0770`
Alternative APN	`28952`

Interior

Building Area	920 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	368 sqft
Carport	Carport
Carport Area	368 sqft
Porch	Unfinished Open Porch
Porch Area	540 sqft

Location & Zoning

Account Number	28952
Street Address	106 RIDGEWOOD AVE
City	INTERLACHEN
State	FL
Zip	32148-3634
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	INTERLACHEN LAKES ESTATES UNIT 23 MB5 P36 BLK A LOT 77
Legal Range	25E
Legal Township	10S
Legal Section	18
Legal Subdivision	INTERLACHEN LAKES ESTATES
Legal Block	1
Legal Lot Number	77
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

Source: Putnam County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage ROBERT TEMKIN
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 29, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 3, 2023	Personal Representative Deed, Transfer GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I
Jul 18, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	20269275
Deed Book / Page	1864 / 1835
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8420

Mortgage

Document Number	0018440538
Date	Dec 1, 2025
Book Page	1844/538
Instrument	202554033322

Lender

Name	ROBERT TEMKIN
Type	Private Party
Address	202 PLANTATION AVE, TAVERNIER, FL 33070

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 14, 2026
Property Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Document Number	0000009275
Book / Page	1864 / 1835
Instrument Date	Mar 31, 2026
Instrument	2026.9275
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,737.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009276,
Date	Apr 14, 2026
Instrument	2026..9276

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 14, 2026
Property Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Document Number	0018641835
Book / Page	1864 / 1835
Instrument Date	Mar 31, 2026
Instrument	20269275
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,737.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009276,
Date	Apr 14, 2026
Instrument	20269276

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 29, 2025
Property Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Document Number	0018330599
Book / Page	1833 / 599
Map Reference	MB 5 PG 36
Instrument Date	Sep 29, 2025
Instrument	202554027282
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 FOX WATER TRL, ST AUGUSTINE, FL 32086-8420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 FOX WATER TRL, ST AUGUSTINE, FL 32086-8420

July 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 3, 2023
Property Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Document Number	0017160064
Book / Page	1716 / 64
Map Reference	MB 5 PG 36
Instrument Date	Jun 30, 2023
Instrument	202354014563
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2198, INTERLACHEN, FL 32148-2198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 STATE ROAD 20, HAWTHORNE, FL 32640-5319

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 18, 2023
Property Address	106 RIDGEWOOD AVE, INTERLACHEN, FL 32148-3634
Document Number	0017171674
Book / Page	1717 / 1674
Map Reference	MB 5 PG 36
Instrument Date	Jun 30, 2023
Instrument	202354015758
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1630 STATE ROAD 20, HAWTHORNE, FL 32640-5319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2198, INTERLACHEN, FL 32148-2198

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,274.00 (-7.14%)	$57,005 (-16.58%) Land $6,060 Building $50,945	$57,005 (-16.58%) Land $6,060 Building $50,945
2024	$1,372.00 (+32.05%)	$68,335 (+10.28%)	$68,335 (+10.28%) Land $6,060 Building $62,275
2023	$1,039.00 (+15.19%)	$61,965 (+27.96%)	$61,965 (+27.96%) Land $6,060 Building $55,905
2022	$902.00	$48,425	$48,425 Land $3,410 Building $45,015

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INTERLACHEN LAKE ESTATES public/private · serves 717 people · EPA ID FL2540545
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	100 / 20

May also be available: T-Mobile.

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