106 Ridgepath Ln, Hubert, NC 28539 Property Records

Onslow County property record for 106 Ridgepath Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,735 sqft · built 2014
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Mar 2024)
Tax Bill	$2,006 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1306G-23`

Property Details

APN / Parcel Number

Primary APN	`1306G-23`
Alternative APNs	`490008767` `444080001` `158166`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,735 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	38,333 sqft (0.88 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490008767
Street Address	106 RIDGEPATH LN
City	HUBERT
State	NC
Zip	28539-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L23 SUDDEN RIDGE
Legal Subdivision	SUDDEN RIDGE
Legal Lot Number	23
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1022
Census Tract	104

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 RIDGEPATH LN, HUBERT, NC 28539-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jul 17, 2023	Trustee's Deed, Foreclosure
Aug 1, 2020	Loan Modification, Mortgage · Conventional with PMI CALIBER HM LOANS
Oct 3, 2018	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2024 · Amount on Record
Deed Sale	Mar 7, 2024 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Book / Page	6111 / 486
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	0059990872
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 7, 2024
Property Address	106 RIDGEPATH LN, HUBERT, NC 28539-6001
Document Number	0061110486
Book / Page	6111 / 486
Map Reference	MB 66 PG 213&213A
Instrument Date	Feb 15, 2024
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 BUGLAD LANE, HAMPSTEAD, NC 28443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIDGEPATH LN, HUBERT, NC 28539-6001

Mortgage

Document Number	0006111489
Date	Mar 7, 2024
Instrument	6111-489

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 17, 2023
Property Address	106 RIDGEPATH LN, HUBERT, NC 28539-6001
Document Number	0059990872
Book / Page	5999 / 872
Map Reference	MB 66 PG 213&213A
Instrument Date	Jun 21, 2023
Transaction Type	Foreclosure
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Tax	$563.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DUGALD LN, HAMPSTEAD, NC 28443-9100

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	106 RIDGEPATH LN, HUBERT, NC 28539-6001
Document Number	0052600288
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIDGEPATH LN HUBERT NC 285396001, HUBERT, NC 28539-6001

Mortgage

Document Number	0052600288
Date	Sep 9, 2020
Book Page	005260/000288

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 3, 2018
Property Address	106 RIDGEPATH LN, HUBERT, NC 28539-6001
Document Number	0048440046
Book / Page	4844 / 046
Instrument Date	Sep 1, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3392 WESTCHESTER SQUARE BLVD # BLVD203, 3392, ORLANDO, FL 32835-7527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIDGEPATH LN, HUBERT, NC 28539-6001

Mortgage

Document Number	0000484451
Date	Oct 3, 2018
Instrument	4844/51

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,006.00	$413,856 (+35.11%) Land $52,000 Building $361,856	$413,856 (+35.11%) Land $52,000 Building $361,856
2025	$2,006.00	$306,315 (-) Land $45,000 Building $261,315	$306,315 (-) Land $45,000 Building $261,315
2023	$2,006.00	$306,315 (-) Land $45,000 Building $261,315	$306,315 (-) Land $45,000 Building $261,315
2022	$2,006.00	$306,315 Land $45,000 Building $261,315	$306,315 Land $45,000 Building $261,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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