Camden County property record for 106 Ridge Rd, Camden, NC 27921 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,345 sqft · built 1991 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (Jun 2018) |
| Tax Bill | $2,285 (2026) |
| Deeds & Mortgages | May 2024 Line of Credit Mar 2022 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02.8943.01.26.8501.0000 |
| Primary APN | 02.8943.01.26.8501.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,345 sqft Living Area |
| 1st Floor Area | 2,105 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,000 sqft (0.528 acres) |
| Lot Dimensions | 168 ft deep x 137 ft wide |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 982 sqft |
| Canopy | 24 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 106 RIDGE RD |
|---|---|
| City | CAMDEN |
| State | NC |
| Zip | 27921-7640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITEHALL SHORES |
| Legal Subdivision | WHITEHALL SHORES |
| Legal Lot Number | 37 |
| Jurisdiction | CAMDEN NC |
| Township / Civil Division | COURTHOUSE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950102 |
Source: Camden County records · APN 02.8943.01.26.8501.0000
Assessment roll updated November 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 RIDGE RD, CAMDEN, NC 27921-7640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Line of Credit LANGLEY FCU |
| Mar 04, 2022 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT EMPLOYEES FCU |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit LANGLEY FCU |
| Jun 22, 2018 | Warranty Deed, Transfer · ARM LANGLEY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Apr 13, 1999 · Amount on Record |
| Deed Book / Page | 367 / 622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 106 RIDGE RD, CAMDEN, NC 27921-7640 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000443/703 |
|---|---|
| Date | May 06, 2024 |
| Book Page | 443/703 |
| Instrument | 217686 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 106 RIDGE RD, CAMDEN, NC 27921-7640 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000422/310 |
|---|---|
| Date | Mar 04, 2022 |
| Book Page | 422/310 |
| Instrument | 213975 |
| Name | LOCAL GOVERNMENT EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | CAMDEN, NC 27921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 106 RIDGE RD, CAMDEN, NC 27921-7640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 411/658 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 411/658 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.95% |
| Index | 5-Year CMT |
| Max Rate | 8.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 106 RIDGE RD, CAMDEN, NC 27921-7640 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0375/803 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 0375/803 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Apr 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN NC |
| Recording Date | Jun 22, 2018 |
| Property Address | 106 RIDGE RD, CAMDEN, NC 27921-7640 |
| Document Number | 0367/622 |
| Book / Page | 0367 / 622 |
| Map Reference | MB 2 PG 106 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,784.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 THERESA CT, 41, STAMFORD, CT 06907-1025 |
| Name | Verified Name |
|---|---|
| Address | 106 RIDGE RD, CAMDEN, NC 27921-7640 |
| Document Number | 0367625 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 0367/625 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Camden County records · Assessment roll updated November 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Camden County |
| Unified School District | Camden County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,285.00 (-5.15%) | $308,725 (-) Land $109,599 Building $199,126 | $308,725 (-) |
| 2025 | $2,409.00 | $308,725 (-) Land $109,599 Building $199,126 | |
| 2023 | $308,725 Land $109,599 Building $199,126 | $308,725 Land $109,599 Building $199,126 |
Source: FEMA National Flood Hazard Layer, Camden County (37029C), updated December 21, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370299501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 127 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 156 units insured 29 under condo master policies |
| Nearby Flood Claims | 119 (1993–2020) |
| Claims Outside the SFHA | 5 of 119 |
| Most Recent Claim | Aug 2020, tidal / storm surge, Hurricane Isaias |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 44% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
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