106 Ridge Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 106 Ridge Dr, Jefferson, NC 28640

Property Summary

Property TypeOther Improved
Details6,272 sqft · built 2015
Lot Size0.44 acres (19,002 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Sep 2023)
Tax Bill$2,030 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jan 2019 Refinance
Flood ZoneZone X (minimal risk)
APN09263-001-168

Property Details

APN / Parcel Number

Primary APN09263-001-168
Alternative APNs
  • 092978336480
  • 102371
  • 115314

Interior

Units8 Units
Building Area6,272 sqft Total Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area19,002 sqft (0.44 acres)

Location & Zoning

Account Number115314
Old Parcel Number09263001168
Street Address106 RIDGE DR
CityJEFFERSON
StateNC
Zip28640-9676
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOTS 138-143 RIDGE HILL DRIVE (RURAL PAVED)
Legal SubdivisionH F COOK PROP
Legal Lot Number138-143
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3016
Census Tract970502

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1167 WADE BARE RD, JEFFERSON, NC 28640-8975
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Warranty Deed, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 10, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PBRE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Deed Document Number20234147
Deed Book / Page556 / 909
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateSep 15, 2023
Property Address106 RIDGE DR, JEFFERSON, NC 28640-9676
Document Number000556/909
Book / Page556 / 909
Map ReferenceMB 2 PG 33
Instrument DateSep 14, 2023
Instrument4147
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address644 ROY GOODMAN RD, CRUMPLER, NC 28617-9323

Transferred To (Grantee/Buyer)

NameVerified Name
Address1167 WADE BARE RD, JEFFERSON, NC 28640-8975

Mortgage

Document Number0000004148
DateSep 15, 2023
Instrument4148
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address106 RIDGE DR, JEFFERSON, NC 28640-9676
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00497/1227
DateJan 10, 2019
Book Page497/1227
Instrument107
Lender
NamePBRE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityJefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,030.00 (+5.73%)$249,400 (-) Land $30,000 Building $219,400$249,400 (-) Land $30,000 Building $219,400
2025$1,920.00 (+4.75%)$249,400 (-) Land $30,000 Building $219,400$249,400 (-) Land $30,000 Building $219,400
2023$1,833.00 (-44.12%)$249,400 (+11.49%) Land $30,000 Building $219,400$249,400 (+11.49%) Land $30,000 Building $219,400
2022$3,280.00$223,700 Land $25,000 Building $198,700$223,700 Land $25,000 Building $198,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF JEFFERSON
serves 1,740 people · EPA ID NC0105015
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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