106 Rhum Pl, Garner, NC 27529 Property Records

Wake County property record for 106 Rhum Pl, Garner, NC 27529

Property Summary

Property Type	Townhouse
Details	1 ba · 1,055 sqft · built 1983
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2022)
Tax Bill	$1,597 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1710.06-38-3105 0128897`

Property Details

APN / Parcel Number

Primary APN	`1710.06-38-3105 0128897`
Alternative APNs	`012889701` `0128897`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,055 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,049 sqft (0.069 acres)
Porch	Porch
Porch Area	25 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0128897
Old Parcel Number	012889701
Street Address	106 RHUM PL
City	GARNER
State	NC
Zip	27529-4560
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MF-A
Legal Description	LO47 KIRKWALL VILLAS PH1 BM1983-00894
Legal Township	16
Legal Subdivision	KIRKWALL VILLAS PH 1
Legal Phase	1
Legal Lot Number	47
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	3
Census Block	3000
Census Tract	52801

Owner

106 Rhum Pl, a townhouse, is owned and occupied by an individual who bought it in November 2022.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	106 RHUM PL, GARNER, NC 27529-4560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 16, 2019	Warranty Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	May 16, 2019 · Amount on File
Deed Document Number	0019189593
Deed Book / Page	19189 / 593
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Nov 1, 2022
Property Address	106 RHUM PL, GARNER, NC 27529-4560
Document Number	019189/593
Book / Page	19189 / 593
Map Reference	MB 1983 PG 894
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RHUM PL, GARNER, NC 27529-4560

Mortgage

Document Number	0019189601
Date	Nov 1, 2022
Instrument	19189/601

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	5-Year CMT
Max Rate	10.2%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	106 RHUM PL, GARNER, NC 27529-4560
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018636/783
Date	Aug 9, 2021
Book Page	18636/783

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 16, 2019
Property Address	106 RHUM PL, GARNER, NC 27529-4560
Document Number	174440190
Book / Page	017444 / 000190
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RHUM PL GARNER NC 275294560, GARNER, NC 27529-4560

Mortgage

Document Number	174440192
Date	May 16, 2019
Book Page	017444/000192

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,597.00	$122,879 Land $22,000 Building $100,879	$122,879 Land $22,000 Building $100,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Rhum Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1992–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Rhum Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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