106 Ramsey Ln, New Bern, NC 28560 Property Records

Craven County property record for 106 Ramsey Ln, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 2009
Lot Size	4.54 acres (198,111 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2011)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2-039-5-030`

Property Details

APN / Parcel Number

Primary APN	`2-039-5-030`
Alternative APN	`87896`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,752 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	198,111 sqft (4.54 acres)
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	87896
Old Parcel Number	2-039-5-030
Street Address	106 RAMSEY LN
City	NEW BERN
State	NC
Zip	28560-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 WILDWOOD POINTE SCT 2
Legal Subdivision	WILDWOOD POINTE
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	960102

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 RAMSEY LN, NEW BERN, NC 28560-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2011 · Amount on Record
Deed Sale	Mar 15, 2011 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	0002986257
Deed Book / Page	2986 / 257
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	106 RAMSEY LN, NEW BERN, NC 28560-9502
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3608/2114
Date	Apr 14, 2020
Book Page	3608/2114
Instrument	10053133

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (-0.74%)	$216,310 (-) Land $42,800 Building $173,510	$216,310 (-) Land $42,800 Building $173,510
2023	$1,350.00 (+3.93%)	$216,310 (+24.48%) Land $42,800 Building $173,510	$216,310 (+24.48%) Land $42,800 Building $173,510
2022	$1,299.00	$173,770 Land $42,100 Building $131,670
2018			$173,770 Land $42,100 Building $131,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	216 (1987–2022)
Claims Outside the SFHA	7 of 216
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 36 claims Hurricane Fran, Oct 1996 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20